Bank · FDIC insured
MinnStar Bank CD Rates
MinnStar Bank’s best CD rate is 4.05% APY on an 11-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How MinnStar Bank’s CD rates compare
Compared with banks and credit unions near Mankato, MN, where MinnStar Bank has the most branches. $10,000, best rate first.
This bank’s best
MinnStar Bank
4.05%APY
- Term
- 11 months
- Minimum
- $5,000
- Earns on $10,000
- $371
Certificates of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Affinity Plus
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
MinnStar Bank CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo1.00%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MinnStar Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.05%APY · 10 terms
Interest compounded quarterly on terms of 12 months or more, and annually or at maturity on CDs due in less than 12 months. Early withdrawal penalty may apply. Fees may reduce earnings. $500 minimum opening deposit for standard CDs; $5,000 minimum opening deposit for CD Specials.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months90 Day CD. Interest compounded at maturity. Minimum balance to open is $500.00. Early withdrawal penalty may be imposed | 0.10% | $2 |
| 6 months182 Day CD. Interest compounded at maturity. Minimum balance to open is $500.00. Early withdrawal penalty may be imposed | 0.10% | $5 |
| 11 monthsCD Special. Minimum balance to open is $5,000.00. Interest compounded quarterly. Early withdrawal penalty may be imposed | 4.05% | $371 |
| 12 months12 Month CD. Interest compounded quarterly. Minimum balance to open is $500.00. Early withdrawal penalty may be imposed | 0.40% | $40 |
| 20 monthsCD Special. Minimum balance to open is $5,000.00. Interest compounded quarterly. Early withdrawal penalty may be imposed | 3.75% | $633 |
| 24 months24 Month CD. Interest compounded quarterly. Minimum balance to open is $500.00. Early withdrawal penalty may be imposed | 0.65% | $130 |
| 30 months30 Month CD. Interest compounded quarterly. Minimum balance to open is $500.00. Early withdrawal penalty may be imposed | 0.70% | $176 |
| 36 months36 Month CD. Interest compounded quarterly. Minimum balance to open is $500.00. Early withdrawal penalty may be imposed | 0.75% | $227 |
| 48 months48 Month CD. Interest compounded quarterly. Minimum balance to open is $500.00. Early withdrawal penalty may be imposed | 0.90% | $365 |
| 60 months60 Month CD. Interest compounded quarterly. Minimum balance to open is $500.00. Early withdrawal penalty may be imposed | 1.00% | $510 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.