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Compare Bank & Credit Union Rates

Best CD rates in Michigan

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Michigan

  1. Top Carrot, Carrot Score 96
    Extra Credit UnionFixed-Rate CertificatesCD · 60 months · $500 min

    Credit union · 2 branches

    4.37%APY$2,384 over 60 months on $10,000
  2. Top Carrot, Carrot Score 93
    CIBC Bank USACIBC Agility Certificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  3. LOC Credit UnionHeroes CertificateCD · 22 months · $1,000 min

    Credit union · 6 branches

    4.35%APY$812 over 22 months on $10,000with conditions
  4. Adventure Credit UnionCertificate of DepositCD · 60 months · $500 min

    Credit union · 10 branches

    4.35%APY$2,373 over 60 months on $10,000
  5. Top Carrot, Carrot Score 88
    MSU Federal Credit UnionCertificateCD · 84 months · $2,500 min · 4.35%–4.50% by balance

    Credit union · 26 branches

    4.35%APY$3,472 over 84 months on $10,000intro rate
  6. Top Carrot, Carrot Score 87
    Credit Union ONECertificate of DepositCD · 7 months · $1,000 min

    Credit union · 17 branches

    4.33%APY$250 over 7 months on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    Gratiot Community Credit UnionTimed CertificatesCD · 60 months · $1,000 min

    Credit union · 3 branches

    4.33%APY$2,361 over 60 months on $10,000
  8. Top Carrot, Carrot Score 93
    Community Focus Federal Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 4 branches

    4.30%APY$213 over 6 months on $10,000
  9. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 101 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  10. Michigan Coastal Credit Union13 MO SPECIALCD · 13 months · $500 min

    Credit union · 2 branches

    4.30%APY$467 over 13 months on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    Peninsula Federal Credit UnionShare CertificatesCD · 15 months · $500 min

    Credit union · 4 branches

    4.30%APY$540 over 15 months on $10,000
  12. Community Choice Credit UnionCertificates of DepositCD · 25 months · $500 min

    Credit union · 23 branches

    4.30%APY$917 over 25 months on $10,000
  13. Superior National BankCertificate of Deposit (CD)CD · 48 months · $500 min

    Bank · 10 branches

    4.30%APY$1,834 over 48 months on $10,000
  14. Sturgis Bank & TrustCertificate of DepositCD · 23 months · $5,000 min

    Bank · 17 branches

    4.26%APY$832 over 23 months on $10,000intro rate
  15. Kalsee Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 6 branches

    4.25%APY$210 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,917 CDs at 205 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.08%
Banks, typical
2.23%
Credit unions, typical
3.35%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Chief Financial Credit UnionCredit union · 4 branches
  3. Meijer Credit UnionCredit union · 3 branches
See all ranked institutions