Credit union · NCUA insured
Kalsee Credit Union CD Rates
Kalsee Credit Union’s best CD rate is 4.25% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Kalsee Credit Union’s CD rates compare
Compared with banks and credit unions near Kalamazoo, MI, where Kalsee Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kalsee Credit Union
4.25%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $210
Certificates of Deposit
Top rate
Ignite Credit Union
4.70%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $50
- Earns on $10,000
- $591
2nd-highest rate
Advia Credit Union
4.61%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $422
Kalsee Credit Union CD score
88
CD score
Higher than 85% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo2.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kalsee Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 10 terms
Membership in Kalsee Credit Union required. CDs subject to early redemption penalties. Fees may reduce earnings.
| Term | APY · $500 – $1,000,000 | APY · $500 – $9,999 | APY · $10,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months$100 minimum opening deposit for youth. Early redemption penalty: loss of 30 days interest | — | 2.00% | — | — | —2.00% $500–$10k | — |
| 6 months6-Month Promo CD base rate. Funds currently on deposit at Kalsee Credit Union not eligible. Limited time offer | 4.00% | — | — | — | 4.00% | $198 |
| 6 months6-Month Promo CD. Requires Platinum or VIP Perks (+0.25% APY). Funds currently on deposit at Kalsee Credit Union not eligible. Limited time offer | 4.25% | — | — | — | 4.25% | $210 |
| 6 monthsEarly redemption penalty: loss of 30 days interest | — | — | 2.25% | 2.50% | 2.25%2.50% from $100k | $112 |
| 9 months | — | — | 2.50% | 2.75% | 2.50%2.75% from $100k | $187 |
| 9 months$100 minimum opening deposit for youth | — | 2.25% | — | — | —2.25% $500–$10k | — |
| 9 months9-Month Promo CD base rate. Funds currently on deposit at Kalsee Credit Union not eligible. Limited time offer | 4.00% | — | — | — | 4.00% | $299 |
| 9 months9-Month Promo CD. Requires Platinum or VIP Perks (+0.25% APY). Funds currently on deposit at Kalsee Credit Union not eligible. Limited time offer | 4.25% | — | — | — | 4.25% | $317 |
| 12 months$100 minimum opening deposit for youth. Early redemption penalty: loss of 90 days interest | — | 2.50% | — | — | —2.50% $500–$10k | — |
| 12 monthsEarly redemption penalty: loss of 90 days interest | — | — | 2.75% | 3.00% | 2.75%3.00% from $100k | $275 |
| 13 months13-Month Promo CD. Requires Platinum or VIP Perks (+0.25% APY). Funds currently on deposit at Kalsee Credit Union not eligible. Limited time offer | 4.00% | — | — | — | 4.00% | $434 |
| 18 months | — | — | 2.25% | 2.50% | 2.25%2.50% from $100k | $339 |
| 24 monthsEarly redemption penalty: loss of 180 days interest | — | — | 2.25% | 2.50% | 2.25%2.50% from $100k | $455 |
| 30 monthsEarly redemption penalty: loss of 180 days interest | — | — | 2.25% | 2.50% | 2.25%2.50% from $100k | $572 |
| 36 months$100 minimum opening deposit for youth. Early redemption penalty: loss of 180 days interest | — | 2.55% | — | — | —2.55% $500–$10k | — |
| 36 monthsEarly redemption penalty: loss of 180 days interest | — | — | 2.80% | 2.80% | 2.80%2.80% from $100k | $864 |
| 48 months$100 minimum opening deposit for youth. Early redemption penalty: loss of 180 days interest | — | 2.55% | — | — | —2.55% $500–$10k | — |
| 48 monthsEarly redemption penalty: loss of 180 days interest | — | — | 3.00% | 3.00% | 3.00%3.00% from $100k | $1,255 |
| 60 months$100 minimum opening deposit for youth. Early redemption penalty: loss of 180 days interest | — | 2.55% | — | — | —2.55% $500–$10k | — |
| 60 monthsEarly redemption penalty: loss of 180 days interest | — | — | 3.00% | 3.00% | 3.00%3.00% from $100k | $1,593 |
Who can join Kalsee Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.