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Compare Bank & Credit Union Rates

Best CD rates in Traverse City, MI

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Traverse City, MI

  1. Nicolet National BankCertificate of DepositCD · 60 months · $2,500 min

    Bank · 1 branch

    4.75%APY$2,612 over 60 months on $10,000
  2. Top Carrot, Carrot Score 88
    MSU Federal Credit UnionCertificateCD · 84 months · $2,500 min · 4.35%–4.50% by balance

    Credit union · 1 branch

    4.35%APY$3,472 over 84 months on $10,000intro rate
  3. Top Carrot, Carrot Score 87
    Credit Union ONECertificate of DepositCD · 7 months · $1,000 min

    Credit union · 1 branch

    4.33%APY$250 over 7 months on $10,000intro rate
  4. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  5. Independent Bank13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 2 branches

    4.13%APY$448 over 13 months on $10,000with conditions
  6. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 4 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  7. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min

    Credit union · 1 branch

    4.00%APY$2,167 over 60 months on $10,000with conditions
  8. Mercantile BankCertificate of DepositCD · 6 months · $500 min

    Bank · 1 branch

    3.95%APY$196 over 6 months on $10,000
  9. West Shore BankCD SpecialsCD · 3 months · $500 min

    Bank · 1 branch

    3.90%APY$96 over 3 months on $10,000with conditions
  10. Independent Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 2 branches

    3.87%APY$224 over 7 months on $10,000with conditions
  11. Independent Bank3-Month CD SpecialCD · 3 months · $1,000 min

    Bank · 2 branches

    3.76%APY$93 over 3 months on $10,000with conditions
  12. TBA Credit UnionCertificate of Deposit (CD)CD · 6 months · $500 min

    Credit union · 1 branch

    3.75%APY$186 over 6 months on $10,000
  13. Team One Credit UnionCertificates of DepositCD · 12 months · $500 min

    Credit union · 1 branch

    3.60%APY$360 over 1 year on $10,000
  14. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  15. 4Front Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 2 branches

    3.30%APY$330 over 1 year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Traverse City, MI

248 CDs at 14 banks and credit unions · checked Sep 18–Oct 22

Typical
2.79%
Top 10% from
3.95%
Banks, typical
1.50%
Credit unions, typical
3.40%

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Traverse City, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Lake Michigan Credit UnionCredit union · 2 branches
  2. Northwest Consumers Federal Credit UnionCredit union · 2 branches
  3. MSU Federal Credit UnionCredit union · 2 branches
See all ranked institutions