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Compare Bank & Credit Union Rates

Best CD rates in Grand Rapids, MI

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Grand Rapids, MI

  1. DFCU FinancialShare CertificateCD · 24 months · $1,000 min

    Credit union · 1 branch

    4.40%APY$899 over 24 months on $10,000
  2. Top Carrot, Carrot Score 87
    Credit Union ONECertificate of DepositCD · 7 months · $1,000 min

    Credit union · 1 branch

    4.33%APY$250 over 7 months on $10,000intro rate
  3. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 1 branch

    4.30%APY$430 over 1 year on $10,000intro rate
  4. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 3 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  5. Intandem Credit UnionTerm Share CertificatesCD · 13 months · $500 min

    Credit union · 1 branch

    4.25%APY$461 over 13 months on $10,000
  6. Michigan First Credit Union16 Month Certificate AccountCD · 16 months · $1,000 min

    Credit union · 2 branches

    4.18%APY$561 over 16 months on $10,000
  7. Top Carrot, Carrot Score 88
    AAC Credit Union9 Month CD SpecialCD · 9 months · $500 min

    Credit union · 1 branch

    4.15%APY$310 over 9 months on $10,000intro rate
  8. Independent Bank13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 2 branches

    4.13%APY$448 over 13 months on $10,000with conditions
  9. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 6 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  10. Horizon BankCertificate of DepositCD · 7 months · $5,000 min

    Bank · 1 branch

    4.05%APY$234 over 7 months on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    AAC Credit Union13 Month CD SpecialCD · 13 months · $500 min

    Credit union · 1 branch

    4.05%APY$439 over 13 months on $10,000intro rate
  12. West Michigan Community Bank6-Month CDCD · 6 months · $1,000 min

    Bank · 1 branch

    4.00%APY$198 over 6 months on $10,000intro rate
  13. United Bank of MichiganCertificates of DepositCD · 24 months · $500 min

    Bank · 1 branch

    4.00%APY$816 over 24 months on $10,000intro rate
  14. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min

    Credit union · 7 branches

    4.00%APY$2,167 over 60 months on $10,000with conditions
  15. Mercantile BankCertificate of DepositCD · 6 months · $500 min

    Bank · 2 branches

    3.95%APY$196 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Grand Rapids, MI

252 CDs at 20 banks and credit unions · checked Sep 18–Oct 22

Typical
2.73%
Top 10% from
3.80%
Banks, typical
1.50%
Credit unions, typical
3.30%

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Grand Rapids, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Meijer Credit UnionCredit union · 3 branches
  2. North Central Area Credit UnionCredit union · 1 branch
  3. KCCUCredit union · 1 branch
See all ranked institutions