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Compare Bank & Credit Union Rates

Best CD rates in Michigan

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 166–180 results in Michigan

  1. Northpointe BankCertificate of DepositCD · 60 months · $1,000 min

    Bank · 1 branch

    3.70%APY$1,992 over 60 months on $10,000
  2. West Michigan Postal Service FCUShare Certificates of DepositCD · 12 months

    Credit union · 1 branch

    3.67%APY$367 over 1 year on $10,000
  3. Top Carrot, Carrot Score 88
    River Valley Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 3 branches

    3.66%APY$1,969 over 60 months on $10,000
  4. Safe Harbor Credit UnionHigh-Yield Time Deposit AccountsCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.65%APY$181 over 6 months on $10,000
  5. Top Carrot, Carrot Score 92
    Lenco Credit UnionCertificates of DepositCD · 6 months · $3,000 min

    Credit union · 2 branches

    3.65%APY$181 over 6 months on $10,000
  6. Top Carrot, Carrot Score 88
    Soo Co-Op CUTerm Certificates CompoundingCD · 24 months · $100 min

    Credit union · 6 branches

    3.65%APY$743 over 24 months on $10,000
  7. Top Carrot, Carrot Score 88
    Soo Co-Op CUTerm Certificates Non CompoundingCD · 24 months · $100 min

    Credit union · 6 branches

    3.65%APY$743 over 24 months on $10,000
  8. Top Carrot, Carrot Score 98
    Dow Credit UnionStandard CDsCD · 24 months · $500 min

    Credit union · 2 branches

    3.65%APY$743 over 24 months on $10,000
  9. Top Carrot, Carrot Score 98
    Dow Credit UnionBump Rate CDsCD · 48 months · $500 min

    Credit union · 2 branches

    3.65%APY$1,542 over 48 months on $10,000
  10. Top Carrot, Carrot Score 88
    Dort Financial Credit UnionAMP Certificate of DepositCD · 49–60 months · $100 min

    Credit union · 13 branches

    3.65%APY
  11. Top Carrot, Carrot Score 88
    Security Credit UnionShare Certificates of DepositCD · 60 months · $1,000 min

    Credit union · 14 branches

    3.65%APY$1,963 over 60 months on $10,000
  12. Top Carrot, Carrot Score 92
    Health Advantage Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 2 branches

    3.65%APY$1,963 over 60 months on $10,000
  13. TRUE Community Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 15 branches

    3.65%APY$1,963 over 60 months on $10,000
  14. Consumers Professional Credit UnionCertificates of DepositCD · 6 months · $1,000 min · 3.65%–3.75% by balance

    Credit union · 3 branches

    3.65%APY$181 over 6 months on $10,000
  15. Oxford BankTime Certificates/CDsCD · 11 months · $500 min

    Bank · 7 branches

    3.61%APY$330 over 11 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,903 CDs at 203 banks and credit unions · checked Oct 16–23

Typical
3.25%
Top 10% from
4.10%
Banks, typical
2.23%
Credit unions, typical
3.35%

Is your bank paying you enough?

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Meijer Credit UnionCredit union · 3 branches
  3. Dow Credit UnionCredit union · 2 branches
See all ranked institutions