Bank · FDIC insured
Northpointe Bank CD Rates
Northpointe Bank’s best CD rate is 3.70% APY on a 5-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Northpointe Bank’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Northpointe Bank
3.70%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,992
Certificate of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
Northpointe Bank CD score
79
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.70%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northpointe Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.70%APY · 9 terms
CD terms available between 7 days - 60 months. Early withdrawal penalties may be imposed. Fees could reduce earnings. Subject to Northpointe Bank approval.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 7 - 91 Days | 2.50% | $0 |
| 6 months | 3.00% | $149 |
| 12 months | 3.25% | $325 |
| 18 months | 3.50% | $530 |
| 24 months | 3.50% | $712 |
| 30 months | 3.50% | $898 |
| 36 months | 3.60% | $1,119 |
| 48 months | 3.65% | $1,542 |
| 60 months | 3.70% | $1,992 |
Sources (3)
- northpointe.com/banking/bank-accounts
- northpointe.com/banking/rates
- northpointe.com/static/deposit_rates_print.php
All captured Oct 16, 2026
11-Month CD Special
3.55%APY · 1 term
New money only. Funds already on deposit with Northpointe Bank in any other account within the 60 days preceding the date that the new Account is opened may not be used to qualify for this offer. Subject to penalty for early withdrawal. Not valid with any other offers or promotions. Available on personal, business & non-profit accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsNew money only. Funds already on deposit with Northpointe Bank in any other account within 60 days preceding account opening may not be used. Subject to early withdrawal penalty. No maximum deposit | 3.55% | $325 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.