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Compare Bank & Credit Union Rates

Best CD rates in Massachusetts

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Massachusetts

  1. StonehamBankCertificate of Deposit (CD)CD · 15 months · $1,000 min

    Bank · 2 branches

    4.25%APY$534 over 15 months on $10,000
  2. Southbridge Credit UnionTerm CertificatesCD · 15 months · $500 min

    Credit union · 4 branches

    4.25%APY$534 over 15 months on $10,000
  3. Pioneer Valley Credit UnionShare CertificateCD · 16 months · $1,000 min

    Credit union · 4 branches

    4.25%APY$571 over 16 months on $10,000
  4. Bristol County Savings BankPRIME TIME™ Certificate of DepositCD · 18 months · $1,000 min

    Bank · 14 branches

    4.25%APY$644 over 18 months on $10,000with conditions
  5. Top Carrot, Carrot Score 87
    Pentucket Bank20 Month Certificate of Deposit SpecialCD · 20 months · $500 min

    Bank · 4 branches

    4.25%APY$718 over 20 months on $10,000intro rate
  6. The Savings BankCertificates of DepositCD · 20 months · $1,000 min

    Bank · 8 branches

    4.25%APY$718 over 20 months on $10,000
  7. Jeanne D'Arc Credit UnionCertificates of DepositCD · 24 months · $250 min

    Credit union · 9 branches

    4.25%APY$868 over 24 months on $10,000intro rate
  8. SCU Credit UnionCertificates of Deposit SpecialsCD · 30 months · $500 min

    Credit union · 12 branches

    4.25%APY$1,097 over 30 months on $10,000intro rate
  9. Lowell Five BankCertificates of Deposit (CDs)CD · 35 months · $500 min

    Bank · 13 branches

    4.25%APY$1,291 over 35 months on $10,000intro rate
  10. Shrewsbury Federal Credit UnionRegular Share CertificatesCD · 24 months · $1,000 min

    Credit union · 1 branch

    4.23%APY$864 over 24 months on $10,000
  11. Needham BankPersonal Certificate of DepositCD · 11 months · $1,000 min

    Bank · 15 branches

    4.20%APY$384 over 11 months on $10,000
  12. Winter Hill BankCertificates of DepositCD · 11 months · $500 min

    Bank · 3 branches

    4.20%APY$384 over 11 months on $10,000
  13. St. Mary's Credit UnionRelationship CertificatesCD · 18 months · $500 min

    Credit union · 7 branches

    4.20%APY$637 over 18 months on $10,000with conditions
  14. Top Carrot, Carrot Score 89
    Reading Cooperative BankCertificates of DepositCD · 24 months · $500 min

    Bank · 13 branches

    4.20%APY$858 over 24 months on $10,000intro rate
  15. Top Carrot, Carrot Score 89
    Stoneham Municipal Employees Federal Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min

    Credit union · 4 branches

    4.20%APY$2,284 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Massachusetts

1,990 CDs at 191 banks and credit unions · checked Oct 15–22

Typical
3.05%
Top 10% from
4.07%
Banks, typical
3.00%
Credit unions, typical
3.25%

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Massachusetts

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 14 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions