Compare Bank & Credit Union Rates
Best CD rates in Louisiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Louisiana
- 4.25%APY$868 over 24 months on $10,000intro rate
Requirements
Offer: Limited time offer. Interest compounds quarterly. Subject to early withdrawal penalty.
Promotional rate · Effective Aug 13, 2026
Rate checked
More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: Rates fixed upon opening. Early withdrawal penalties apply. $1,000 minimum deposit.
4.17% interest rate · Effective Sep 23, 2026
Rate checked
More details - OnPath Federal Credit UnionPromotional Share CertificateCD · 22 months · $1,000 min
Credit union · 16 branches
4.20%APY$783 over 22 months on $10,000intro rateRequirements
Product: Membership eligibility applies. Early withdrawal penalties apply and may reduce earnings. Limited time offer.
Offer: Annual Percentage Yield (APY) is based on an investment as of 10/01/26. Early withdrawal penalties apply and may reduce earnings. Limited time offer. At maturity, renews to Standard Share Certificate at the closest term not exceeding existing term at current rate unless specified.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 4.20%APY$1,789 over 48 months on $10,000
Requirements
Product: Dividends are posted monthly based on the daily balance and compounded monthly. Variable rate accounts subject to change at any time. Penalties for early withdrawals may apply. Step-up options apply to two-year terms and up, where rate can jump once before maturity. Automatic renewal for the same term at the new APY with a 10-day grace period.
Offer: Step-up option available where rate can jump once before maturity.
4.12% interest rate · Compounded monthly
Rate checked
More details - 4.11%APY$694 over 20 months on $10,000intro rate
Requirements
Product: Available to individuals and businesses. Public fund entities and IRAs are excluded. Fees could reduce earnings. Penalty may be imposed for early withdrawal.
Offer: Special rate for a limited time. Public fund entities and IRAs are excluded. Penalty may be imposed for early withdrawal.
Promotional rate · Effective Jul 14, 2026
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More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 2 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - Bayou Community Federal Credit UnionCertificate of DepositsCD · 9 months · $10,000 min
Credit union · 2 branches
4.08%APY$304 over 9 months on $10,000intro rateRequirements
Product: Membership at Bayou Community FCU is open to anyone who lives, works, worships, or attends school in St. Gabriel and surrounding areas.
Offer: CD SPECIAL; New Money Only; Pays Monthly.
Promotional rate · 4.00% interest rate · Effective Jun 1, 2026
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More details - 4.07%APY$1,273 over 36 months on $10,000
4.00% interest rate · Effective Jul 1, 2026
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More details - 4.06%APY$303 over 9 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Unless otherwise noted, minimum balance to open and obtain stated APY is $1,000.00.
Offer: 9 Month Special - Digital Only (online accounts only)
4.00% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.05%APY$371 over 11 months on $10,000intro rate
Requirements
Product: An UTMA can be opened using a Certificate of Deposit. Penalty may be imposed for early withdrawal. The APY assumes principal and interest remain on deposit for the term of the certificate.
Offer: CD special. Competitive, fixed rates with automatic renewal. Interest can be paid directly or reinvested; interest credited before maturity may be withdrawn without penalty. Early withdrawals are subject to penalty and will reduce earnings.
Promotional rate · Balance cap $5,000,000 · Effective Sep 18, 2026
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More details - 4.05%APY$405 over 1 year on $10,000
Requirements
Product: Rate Step Up provides the option to increase the certificate rate once during the term of the certificate to the higher rate in effect at the time of the step (available on share certificates of 2 years or more). Certificates automatically renew at maturity unless new instructions are given.
Offer: Step-Up Option Available.
Rate checked
More details - 4.05%APY$405 over 1 year on $10,000
Requirements
Product: Add funds through payroll. Dividends compounded and paid monthly on average daily balance. Automatically renews at maturity.
Rate checked
More details - Credit Human Federal Credit UnionShare CertificatesCD · 120 months · $500 min
Credit union · 6 branches
4.05%APY$4,874 over 120 months on $10,000Requirements
Product: Flexible terms from 3 months to 10 years with $500 minimum deposit. Dividends paid monthly. Automatic renewal at maturity. A penalty will be imposed for early withdrawal. Actual certificate dividend rate and APY are based on the rate in effect on date of deposit. APY assumes dividends remain on deposit until maturity; dividend withdrawal reduces earnings. Membership eligibility required.
3.98% interest rate · Effective Oct 16, 2026
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More details - 4.04%APY$200 over 6 months on $10,000
Requirements
Product: Early withdrawal penalty applies. Daily balance required for rate qualification.
Offer: Early withdrawal penalty applies. Minimum opening deposit $2500.
4.00% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Louisiana
701 CDs at 98 banks and credit unions · checked Oct 16–22
- Typical
- 3.30%
- Top 10% from
- 4.05%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.56%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches