Bank · FDIC insured
Citizens Savings Bank
A $329.1M bank headquartered in Bogalusa, LA, with 5 branches in Louisiana. Best rates: CDs 4.04% and savings 0.10% APY.
Citizens Savings Bank Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#3 of 3 in Bogalusa, LA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Savings Bank
- Headquarters
- 1725 Sullivan Dr, Bogalusa, LA 70427
- FDIC certificate
- 30270 ↗
Branches
5 branches in Louisiana
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Louisiana
5 branches
Bogalusa area · 4
- Citizens Savings BankMain office1725 Sullivan Dr, Bogalusa, LA 70427Directions
- Angie Branch30271 Railroad St, Angie, LA 70426Directions
- Bogalusa Branch201 Cumberland St, Bogalusa, LA 70427Directions
- Main Street Branch828 Main St, Franklinton, LA 70438Directions
Slidell area · 1
- Citizens Savings Bank1990 N Highway 190, Covington, LA 70433Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.33% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.74% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.28% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $90 | $81 | — |
- CapitalLeverage ratio14.33%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.74%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.28%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$90Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.