Bank · FDIC insured
Synergy Bank
A $1.3B bank headquartered in Houma, LA, with 10 branches in Louisiana. Best rates: CDs 4.11% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.11%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Synergy Bank
Founded in 1998 by local business leaders for the Houma-Terrebonne area, Synergy Bank is a locally owned and managed financial institution.
Deeply committed to South Louisiana communities, the bank specializes in helping folks in Louisiana achieve homeownership.
- Headquarters
- 210 Synergy Center Blvd, Houma, LA 70360
- FDIC certificate
- 34978 ↗
Branches
10 branches in Louisiana
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Louisiana
10 branches
Houma area · 3
- Synergy BankMain office210 Synergy Center Blvd, Houma, LA 70360Directions
- East Houma Office919 Grand Caillou Rd, Houma, LA 70363Directions
- Tunnel Office Branch1036 W Tunnel Blvd, Houma, LA 70360Directions
Baton Rouge area · 2
- Central Branch14455 Wax Rd, Baton Rouge, LA 70818Directions
- Jefferson Highway Branch6323 Mourning Dove Dr, Baton Rouge, LA 70817Directions
Thibodaux area · 2
- Bayou Road Office209 E Bayou Rd, Thibodaux, LA 70301Directions
- South Acadia Office1070 S Acadia Rd, Thibodaux, LA 70301Directions
Gray area · 1
- Gray Office Branch3855 W Park Ave, Gray, LA 70359Directions
Livonia area · 1
- Livonia Branch3200 Louisiana Highway 78, Livonia, LA 70755Directions
New Roads area · 1
- New Roads Branch805 Hospital Rd, New Roads, LA 70760Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.26% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.07% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.60% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalLeverage ratio11.26%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.07%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.60%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Synergy Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.