Bank · FDIC insured
Synergy Bank CD Rates
Synergy Bank’s best CD rate is 4.11% APY on a 20-month CD. Rates checked October 16, 2026.
How Synergy Bank’s CD rates compare
Compared with banks and credit unions in Louisiana, where Synergy Bank has the most branches. $10,000, best rate first.
This bank’s best
Synergy Bank
4.11%APY
- Term
- 20 months
- Minimum
- $10,000
- Earns on $10,000
- $694
20-Month Certificate of Deposit (CD)
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
IRFCU
4.58%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $226
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
20-Month Certificate of Deposit (CD)
4.11%APY · 1 term
Available to individuals and businesses. Public fund entities and IRAs are excluded. Fees could reduce earnings. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 20 monthsSpecial rate for a limited time. Public fund entities and IRAs are excluded. Penalty may be imposed for early withdrawal | 4.11% | $694 |
Sources (1)
- synergybank.com/bank/personal-…ates-of-deposit-cds.html · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.