Compare Bank & Credit Union Rates
Best CD rates in Kansas
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Kansas
- 5.09%APY$2,818 over 60 months on $10,000
Effective Oct 2, 2026
Rate checked
More details - Grant County BankCertificates of Deposit (CDs)CD · 60 months · $1,000 min · 4.69%–4.79% by balance
Bank · 2 branches
4.69%APY$2,576 over 60 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
4.64% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 4.69% $100,000 and up 4.79% Rate checked
More details - 4.65%APY$153 over 4 months on $10,000intro rate
- 4.65%APY$828 over 21 months on $10,000intro rate
Requirements
Product: All OMB Bank CDs can be opened online nationwide or at any OMB Bank branch. Requires a $1,000 minimum opening deposit and a minimum balance of $0.01 to earn APY. Rates are fixed for the selected term. Early withdrawal penalties apply.
Offer: 21-Month CD Special. Interest compounds quarterly. Renewal rate is based on the 18-month board rate in effect at maturity.
Promotional rate · 4.57% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.55%APY$455 over 1 year on $10,000
4.47% interest rate · Effective Dec 15, 2025
Rate checked
More details - 4.55%APY$1,177 over 30 months on $10,000
Requirements
Product: Fixed rate investments. Certificates auto-renew. Minimum investment amount based on term. Penalty for early withdrawal may reduce earnings.
Offer: Penalty for early withdrawal may reduce earnings.
4.47% interest rate · Effective Oct 2, 2026
Rate checked
More details - Mid American Credit UnionSpecial Rate CertificateCD · 37 months · $1,000 min
Credit union · 9 branches
4.50%APY$1,454 over 37 months on $10,000with conditionsRequirements
Product: Members can use new or current MACU funds. Penalty for early withdrawal may apply. Fees could reduce earnings. Dividends calculated daily and paid monthly. Not offered on CESA certificates.
Offer: Minimum deposit: $1,000. Maximum deposit: $1,000,000. Renews as a regular 36-month certificate. Not offered on CESA certificates or Youth certificates.
Qualified rate · Balance cap $1,000,000 · Effective Oct 5, 2026
Rate checked
More details - Heartland Credit UnionCertificateCD · 48 months · $500 min · 4.50%–4.55% by balance
Credit union · 10 branches
4.50%APY$1,925 over 48 months on $10,000Requirements
Product: Minimum $500 opening deposit ($100 for youth accounts). Penalty for early withdrawal may reduce earnings. Rates accurate as of 9.24.2026.
Effective Sep 24, 2026
Rate by balance
Rate by balance for Certificate Balance APY $500 – $249,999Your amount 4.50% $250,000 and up 4.55% Rate checked
More details - 4.50%APY$2,462 over 60 months on $10,000intro rate
Requirements
Product: Fees could reduce the earnings on the account. A penalty will be imposed for early withdrawal. Rates Subject to Change Without Notice.
Offer: Compounded Quarterly.
Promotional rate · 4.43% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - 4.40%APY$667 over 18 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly for investment terms of 12 months or longer; shorter terms pay at maturity. Penalties apply for early withdrawal. Rates are accurate as of 10/15/2026 and subject to change.
Offer: 18-Month term. A fixed interest rate is earned on the entire balance. Minimum opening balance of $500 required to obtain disclosed APY. Compounded and credited quarterly. Early withdrawal penalty: 183 - <60 Months: 1 year loss of interest.
Effective Oct 15, 2026
Rate checked
More details - 4.40%APY$899 over 24 months on $10,000intro rate
Requirements
Product: Current rates apply to new CDs and renewals at maturity only. APY is based on quarterly compounding. Early withdrawal penalty may reduce earnings.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - 4.37%APY$1,369 over 36 months on $10,000
Requirements
Product: Penalty with early withdrawal. APY = Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce earnings.
Offer: Penalty with early withdrawal.
4.30% interest rate · Effective Jun 22, 2026
Rate checked
More details - 4.35%APY$435 over 1 year on $10,000
Requirements
Product: Interest will compound quarterly and will be credited to the account quarterly. The daily balance method is used to calculate interest. Automatically renewable with a 10 calendar day grace period after expiration to add or change the term with no penalty. Substantial penalty may be imposed for early withdrawals. 6 month, 1, 2, 3, 4, 5 and 7 year CDs can be opened online. Available as collateral for a loan.
4.28% interest rate · Effective Oct 5, 2026
Rate checked
More details - Communication Federal Credit UnionShare CertificateCD · 13 months · $1,000 min
Credit union · 1 branch
4.35%APY$472 over 13 months on $10,000intro rateRequirements
Product: Rates subject to change at any time. A penalty may be imposed for early withdrawal. $1,000 minimum deposit required to open. Interest is paid monthly on the daily balance from the date of issue. Automatically renews at maturity.
Offer: Certificate Special. Fixed rate type. 13 month certificate will mature to a 12 month certificate. Early withdrawal penalty may apply.
Promotional rate · 4.26% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.35%APY$1,123 over 30 months on $10,000intro rate
Requirements
Product: Requires an open regular share account and a minimum deposit of $1,000.00 unless noted otherwise. Early withdrawals may be subject to penalty. Dividends compounded and paid quarterly.
Offer: Special promotional rate. Applies to Share Certificates only. Roth and Traditional IRA certificates are not eligible. Promotion subject to change. Limited time offer. Early withdrawal penalties may apply. Dividends compounded and paid quarterly.
Promotional rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kansas
1,261 CDs at 143 banks and credit unions · checked Oct 15–22
- Typical
- 3.00%
- Top 10% from
- 4.01%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.29%
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Find your bank or credit union to see all its rates and how they compare near you.
Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch