Bank · FDIC insured
KS StateBank CD Rates
Top CarrotKS StateBank’s best CD rate is 4.35% APY on a 1-year CD. Terms run from 6 months to 7 years. Rates checked October 16, 2026.
How KS StateBank’s CD rates compare
Compared with banks and credit unions near Manhattan, KS, where KS StateBank has the most branches. $10,000, best rate first.
This bank’s best
KS StateBank
4.35%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $435
Choose your Term CD
2nd-highest rate
Credit Union of America
4.30%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $917
3rd-highest rate
Bank of the Flint Hills
4.27%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $872
KS StateBank CD score
96
CD score
Higher than 98% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo4.35%
- 16–30 months16–30 mo4.35%
- 31–60 months31–60 mo4.35%
- QualifiedQualified4.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KS StateBank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Choose your Term CD
Up to 4.35%APY · 7 terms
Interest will compound quarterly and will be credited to the account quarterly. The daily balance method is used to calculate interest. Automatically renewable with a 10 calendar day grace period after expiration to add or change the term with no penalty. Substantial penalty may be imposed for early withdrawals. 6 month, 1, 2, 3, 4, 5 and 7 year CDs can be opened online. Available as collateral for a loan.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.15% | $205 |
| 12 months | 4.35% | $435 |
| 24 months | 4.35% | $889 |
| 36 months | 4.35% | $1,363 |
| 48 months | 4.35% | $1,857 |
| 60 months | 4.35% | $2,373 |
| 84 months | 4.25% | $3,382 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.