Bank · FDIC insured
TriCentury Bank CD Rates
TriCentury Bank’s best CD rate is 4.50% APY on a 5-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How TriCentury Bank’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where TriCentury Bank has the most branches. $10,000, best rate first.
This bank’s best
TriCentury Bank
4.50%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,462
Certificates Of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
TriCentury Bank CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo4.50%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TriCentury Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates Of Deposit
Up to 4.50%APY · 8 terms
Fees could reduce the earnings on the account. A penalty will be imposed for early withdrawal. Rates Subject to Change Without Notice.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsCompounded Quarterly | 1.00% | — | — | 1.00% | $50 |
| 12 months12 Month Special minimum balance of $100,000 required to obtain the APY. Compounded Quarterly | — | — | 4.00% | —4.00% from $100k | — |
| 12 monthsCompounded Quarterly | 3.00% | — | — | 3.00% | $300 |
| 13 months13 Month Special minimum balance of $25,000 required to obtain the APY. Compounded Monthly | — | 3.75% | — | —3.75% from $25k | — |
| 18 monthsCompounded Quarterly | 2.50% | — | — | 2.50% | $377 |
| 24 monthsCompounded Quarterly | 2.50% | — | — | 2.50% | $506 |
| 36 monthsCompounded Quarterly | 2.50% | — | — | 2.50% | $769 |
| 48 monthsCompounded Quarterly | 2.50% | — | — | 2.50% | $1,038 |
| 60 monthsCompounded Quarterly | 4.50% | — | — | 4.50% | $2,462 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA CD
Up to 4.50%APY · 8 terms
All of the above CD Rates are available as IRA CD Investments. Fees could reduce the earnings on the account. A penalty will be imposed for early withdrawal. Rates Subject to Change Without Notice.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsCompounded Quarterly | 1.00% | — | — | 1.00% | $50 |
| 12 months12 Month Special minimum balance of $100,000 required to obtain the APY. Compounded Quarterly | — | — | 4.00% | —4.00% from $100k | — |
| 12 monthsCompounded Quarterly | 3.00% | — | — | 3.00% | $300 |
| 13 months13 Month Special minimum balance of $25,000 required to obtain the APY. Compounded Monthly | — | 3.75% | — | —3.75% from $25k | — |
| 18 monthsCompounded Quarterly | 2.50% | — | — | 2.50% | $377 |
| 24 monthsCompounded Quarterly | 2.50% | — | — | 2.50% | $506 |
| 36 monthsCompounded Quarterly | 2.50% | — | — | 2.50% | $769 |
| 48 monthsCompounded Quarterly | 2.50% | — | — | 2.50% | $1,038 |
| 60 monthsCompounded Quarterly | 4.50% | — | — | 4.50% | $2,462 |
Sources (3)
- tricentury.bank/current-rates
- tricentury.bank/individual-retirement-account
- tricentury.bank/certificate-of-deposit
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.