Bank · FDIC insured
TriCentury Bank
A $213.8M bank headquartered in De Soto, KS, with 3 branches in Kansas. Best rates: CDs 4.50% and savings 1.50% APY.
TriCentury Bank Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#29 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About TriCentury Bank
TriCentury Bank was founded on April 4, 1894, as the Simpson Shanks & Company Bank in Simpson, Kansas.
The bank originated as a rural community bank that was an instrumental part of the local Simpson farming community.
- Headquarters
- 33485 Lexington Ave, De Soto, KS 66018
- FDIC certificate
- 18109 ↗
Branches
3 branches in Kansas
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Kansas
3 branches
Kansas City area · 2
- TriCentury BankMain office33485 Lexington Ave, De Soto, KS 66018Directions
- Spring Hill Branch708 S Webster St, Spring Hill, KS 66083Directions
Lawrence area · 1
- Lawrence Branch1444 Kasold Dr, Lawrence, KS 66049Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.76% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.68% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $132 | $81 | — |
- CapitalLeverage ratio10.76%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.68%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$132Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of TriCentury Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.