Bank · FDIC insured
Stryv Bank CD Rates
Stryv Bank’s best CD rate is 4.55% APY on a 30-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Stryv Bank’s CD rates compare
Compared with banks and credit unions near Wichita, KS, where Stryv Bank has the most branches. $10,000, best rate first.
This bank’s best
Stryv Bank
4.55%APY
- Term
- 30 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,177
Certificates of Deposit (CDs)
2nd-highest rate
Mid American Credit Union
4.50%APY
- Term
- 37 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,454
3rd-highest rate
Heartland Credit Union
4.50%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,925
Stryv Bank CD score
89
CD score
Higher than 89% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo4.40%
- 16–30 months16–30 mo4.55%
- 31–60 months31–60 mo1.50%
- QualifiedQualified4.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Stryv Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.55%APY · 11 terms
Fixed rate investments. Certificates auto-renew. Minimum investment amount based on term. Penalty for early withdrawal may reduce earnings.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsPenalty for early withdrawal may reduce earnings | — | 0.20% | 0.20% | $5 |
| 6 monthsPenalty for early withdrawal may reduce earnings | 0.75% | — | 0.75% | $37 |
| 9 monthsPenalty for early withdrawal may reduce earnings | 4.25% | — | 4.25% | $317 |
| 12 monthsPenalty for early withdrawal may reduce earnings | 3.60% | — | 3.60% | $360 |
| 15 monthsPenalty for early withdrawal may reduce earnings | 4.40% | — | 4.40% | $553 |
| 18 monthsPenalty for early withdrawal may reduce earnings | 1.10% | — | 1.10% | $165 |
| 24 monthsPenalty for early withdrawal may reduce earnings | 2.02% | — | 2.02% | $408 |
| 30 monthsPenalty for early withdrawal may reduce earnings | 4.55% | — | 4.55% | $1,177 |
| 36 monthsPenalty for early withdrawal may reduce earnings | 1.30% | — | 1.30% | $395 |
| 48 monthsPenalty for early withdrawal may reduce earnings | 1.40% | — | 1.40% | $572 |
| 60 monthsPenalty for early withdrawal may reduce earnings | 1.50% | — | 1.50% | $773 |
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 4.55%APY · 10 terms
Traditional IRAs. Tax-deferred savings for retirement. Fixed rate investments. Flexible investment terms. Minimum investment amount based on term. Substantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution.
| Term | APY · $100 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsSubstantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution | — | 0.75% | 0.75% | $37 |
| 9 monthsSubstantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution | — | 4.25% | 4.25% | $317 |
| 12 monthsSubstantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution | 3.60% | — | 3.60% | $360 |
| 15 monthsSubstantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution | — | 4.40% | 4.40% | $553 |
| 18 monthsSubstantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution | — | 1.10% | 1.10% | $165 |
| 24 monthsSubstantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution | — | 2.02% | 2.02% | $408 |
| 30 monthsSubstantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution | — | 4.55% | 4.55% | $1,177 |
| 36 monthsSubstantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution | — | 1.30% | 1.30% | $395 |
| 48 monthsSubstantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution | — | 1.40% | 1.40% | $572 |
| 60 monthsSubstantial penalty for early withdrawal. $25.00 fee for a transfer request from another institution | — | 1.50% | 1.50% | $773 |
Sources (1)
- stryvbank.com/personal/individ…retirement-accounts-iras · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.