Bank · FDIC insured
Grant County Bank CD Rates
Top CarrotGrant County Bank’s best CD rate is 4.79% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Grant County Bank’s CD rates compare
Compared with banks and credit unions near Garden City, KS, where Grant County Bank has the most branches. $10,000, best rate first.
This bank’s best
Grant County Bank
4.69%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,576
Certificates of Deposit (CDs)
2nd-highest rate
Commerce Bank
3.85%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $583
3rd-highest rate
Dream First Bank
3.71%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $371
Grant County Bank CD score
95
CD score
Higher than 98% of U.S. banks and credit unions
- 3–8 months3–8 mo3.84%
- 9–15 months9–15 mo4.07%
- 16–30 months16–30 mo4.39%
- 31–60 months31–60 mo4.69%
- QualifiedQualified4.69%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Grant County Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.69%APY · 9 terms
No setup or maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 monthTerm: 7 - 31 Day | 2.02% | 2.12% | 2.02%2.12% from $100k | $4 |
| 3 months | 3.74% | 3.84% | 3.74%3.84% from $100k | $92 |
| 6 months | 3.84% | 3.94% | 3.84%3.94% from $100k | $190 |
| 12 months | 4.07% | 4.17% | 4.07%4.17% from $100k | $407 |
| 18 months | 4.23% | 4.33% | 4.23%4.33% from $100k | $641 |
| 24 months | 4.39% | 4.49% | 4.39%4.49% from $100k | $897 |
| 36 months | 4.63% | 4.73% | 4.63%4.73% from $100k | $1,454 |
| 48 months | 4.64% | 4.74% | 4.64%4.74% from $100k | $1,989 |
| 60 months | 4.69% | 4.79% | 4.69%4.79% from $100k | $2,576 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificates
Up to 4.69%APY · 6 terms
Traditional and Roth IRA options. No setup fees, no monthly or annual maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsVariable Rate | 4.07% | 4.17% | 4.07%4.17% from $100k | $407 |
| 18 months | 4.23% | 4.33% | 4.23%4.33% from $100k | $641 |
| 24 months | 4.39% | 4.49% | 4.39%4.49% from $100k | $897 |
| 36 months | 4.63% | 4.73% | 4.63%4.73% from $100k | $1,454 |
| 48 months | 4.64% | 4.74% | 4.64%4.74% from $100k | $1,989 |
| 60 months | 4.69% | 4.79% | 4.69%4.79% from $100k | $2,576 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.