Skip to content

Compare Bank & Credit Union Rates

Best CD rates in Iowa

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Iowa

  1. Midwest HeritageCertificates of DepositCD · 12 months · $1,000 min

    Bank · 12 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  2. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 11 branches

    4.30%APY$430 over 1 year on $10,000
  3. Top Carrot, Carrot Score 92
    CFCCUShare CertificatesCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  4. Atkins Savings Bank & TrustCertificates of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    4.30%APY$430 over 1 year on $10,000
  5. Top Carrot, Carrot Score 88
    North Star Community Credit UnionShare CertificateCD · 12 months · $100 min

    Credit union · 3 branches

    4.25%APY$425 over 1 year on $10,000
  6. Top Carrot, Carrot Score 88
    North Star Community Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 3 branches

    4.25%APY$425 over 1 year on $10,000
  7. Premier Credit UnionInvestor CertificateCD · 12 months · $2,000 min

    Credit union · 6 branches

    4.20%APY$420 over 1 year on $10,000
  8. TruBankCertificates of Deposit (CDs)CD · 12 months · $10,000 min

    Bank · 8 branches

    4.20%APY$420 over 1 year on $10,000intro rate
  9. Top Carrot, Carrot Score 92
    Luana Savings BankCertificate of Deposit (CD)CD · 12 months · $2,000 min · 4.19%–4.35% by balance

    Bank · 6 branches

    4.19%APY$419 over 1 year on $10,000
  10. Top Carrot, Carrot Score 94
    New Albin Savings BankCertificates of DepositCD · 12 months · $1,000 min · 4.16%–4.27% by balance

    Bank · 1 branch

    4.16%APY$416 over 1 year on $10,000
  11. FreedomBankCertificate of DepositCD · 12 months · $1,000 min · 4.14%–4.30% by balance

    Bank · 4 branches

    4.14%APY$414 over 1 year on $10,000
  12. First Bank HamptonCertificates of Time DepositCD · 12 months · $1,000 min · 4.00%–4.20% by balance

    Bank · 2 branches

    4.10%APY$410 over 1 year on $10,000
  13. Top Carrot, Carrot Score 88
    Fox Valley Credit UnionTerm Certificates or Certificates of DepositCD · 12 months · $500 min

    Credit union · 1 branch

    4.08%APY$408 over 1 year on $10,000intro rate
  14. Affinity Credit UnionCertificatesCD · 12 months · $1,000 min · 1.26%–4.06% by balance

    Credit union · 2 branches

    4.06%APY$406 over 1 year on $10,000
  15. First Federal Credit Union.Certificate SpecialCD · 7–13 months · $10,000 min

    Credit union · 6 branches

    4.05%APYintro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 1-year CDs pay in Iowa

178 CDs at 143 banks and credit unions · checked Oct 16–22

Typical
3.00%
Top 10% from
4.04%
Banks, typical
2.67%
Credit unions, typical
3.10%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions