Credit union · NCUA insured
First Federal Credit Union. CD Rates
First Federal Credit Union.’s best CD rate is 7.30% APY on a 3-month share certificate (CD). Terms run from 3 months to 7 months. Rates checked October 16, 2026.
How First Federal Credit Union.’s CD rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where First Federal Credit Union. has the most branches. $10,000, best rate first.
This credit union’s best
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
Century CD
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
3rd-highest rate
Bankers Trust
4.40%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $478
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Century CD
7.30%APY · 1 term
Special 100-day certificate created in honor of 100th Anniversary. Balance of $5,000 required; no additional deposits or withdrawals permitted during term. Early withdrawal results in loss of all dividends. Renews to a 3-month certificate at then-current rate. New money required (not currently on deposit, or moved away for at least 21 days). Limit one account per household. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFixed rate for 100-day term. Balance of $5,000 required; no additional deposits or withdrawals permitted during term. Early withdrawal results in loss of all dividends. Automatically renews to a 3-month certificate. New money required. Limit one account per household. Membership eligibility required | 7.30% | $198 |
Sources (2)
All captured Oct 5, 2026
Certificate Special
4.05%APY · 1 term
Lock in savings with Certificate of Deposit Special. Pick term 7 - 13 Month with $10,000 minimum balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7–13 months$10,000 minimum balance. Pick term 7 - 13 Month. Note: Table text displays 405.00% APY due to formatting/misprint, corresponding to 4.05% APY | 4.05% | $234 |
Sources (2)
All captured Oct 5, 2026
Who can join First Federal Credit Union.
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