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Compare Bank & Credit Union Rates

Best CD rates in Des Moines, IA

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Des Moines, IA

  1. Top Carrot, Carrot Score 95
    Serve Credit UnionCertificate of DepositCD · 60 months · $1,000 min · 4.60%–4.80% by balance

    Credit union · 1 branch

    4.60%APY$2,522 over 60 months on $10,000
  2. Midwest HeritageCertificates of DepositCD · 24 months · $1,000 min

    Bank · 1 branch

    4.50%APY$920 over 24 months on $10,000intro rate
  3. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionCertificate SpecialsCD · 27 months · $10,000 min

    Credit union · 3 branches

    4.50%APY$1,041 over 27 months on $10,000intro rate
  4. Premier Credit Union7 Month CD SpecialCD · 7 months · $2,000 min

    Credit union · 1 branch

    4.45%APY$257 over 7 months on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    Bankers TrustBankers Trust Certificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 5 branches

    4.40%APY$478 over 13 months on $10,000
  6. Greater Iowa Credit UnionSpecial Share CertificatesCD · 15 months · $1,000 min

    Credit union · 1 branch

    4.30%APY$540 over 15 months on $10,000
  7. Community Choice Credit UnionCertificate of DepositCD · 8 months · $5,000 min

    Credit union · 2 branches

    4.25%APY$281 over 8 months on $10,000intro rate
  8. Veridian Credit UnionStandard CDCD · 9 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$317 over 9 months on $10,000
  9. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 4 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  10. Premier Credit UnionInvestor CertificateCD · 12 months · $2,000 min

    Credit union · 1 branch

    4.20%APY$420 over 1 year on $10,000
  11. TruBankCertificates of Deposit (CDs)CD · 12 months · $10,000 min

    Bank · 1 branch

    4.20%APY$420 over 1 year on $10,000intro rate
  12. Top Carrot, Carrot Score 91
    IH Mississippi Valley Credit UnionCDsCD · 36 months · $250 min

    Credit union · 1 branch

    4.10%APY$1,281 over 36 months on $10,000
  13. Affinity Credit UnionCertificatesCD · 12 months · $1,000 min · 1.26%–4.06% by balance

    Credit union · 1 branch

    4.06%APY$406 over 1 year on $10,000
  14. Top Carrot, Carrot Score 95
    Collins Community Credit UnionCertificates of Deposit (CDs)CD · 19 months · $1,000 min

    Credit union · 1 branch

    4.05%APY$649 over 19 months on $10,000
  15. BankCSB10-month "add on" CD SpecialCD · 10 months · $2,000 min

    Bank · 3 branches

    4.02%APY$334 over 10 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Des Moines, IA

363 CDs at 30 banks and credit unions · checked Oct 16–22

Typical
2.00%
Top 10% from
4.08%
Banks, typical
1.68%
Credit unions, typical
3.29%

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Des Moines, IA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 2 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions