Compare Bank & Credit Union Rates
Best CD rates in Sioux City, IA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Sioux City, IA
- 4.50%APY$1,001 over 26 months on $10,000with conditions
Requirements
Product: Our Pick-A-Term CD allows choosing the maturity date. Earn an additional 0.10% on any new Pick-A-Term or Special Rate CD with a qualifying Northwest Bank checking account. Early withdrawal penalties may apply. APY assumes interest remains on deposit.
Offer: With qualifying Northwest Bank checking account (Northwest Bank Compass Rewards, Compass Relationship, Compass Digital, Compass Cash, Compass Free, or Private Banking checking account is required for personal CD/ IRAs; $10 minimum to open).
Qualified rate · 4.50% interest rate · Effective Oct 12, 2026
Rate checked
More details - 4.45%APY$257 over 7 months on $10,000intro rate
Requirements
Product: Limited-time special. Requires minimum opening deposit of $2,000 in new money (funds not currently or within prior 30 days on deposit with Premier Credit Union). Dividends calculated using Daily Balance method, credited and compounded quarterly. Automatic renewals unless notified within 10-day grace period. Early withdrawal penalties may be imposed. $5.00 minimum deposit to open a savings account required.
Offer: Requires a minimum opening deposit of $2,000 in new money. New money means funds not currently, or within the prior 30 days, on deposit with Premier Credit Union; transfers from existing Premier accounts do not qualify. Dividends calculated using Daily Balance method, credit and compound quarterly. Renewals are automatic unless notified within a 10-day grace period. Early withdrawal penalties may be imposed.
Promotional rate · 4.38% interest rate · Compounded quarterly · Effective Oct 9, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.25%APY$534 over 15 months on $10,000
- 4.25%APY$644 over 18 months on $10,000intro rate
Requirements
Product: Minimum opening deposit of $1,000. Simple interest is compounded and credited semi-annually for terms of 1 year or longer, or compounded and paid at maturity for terms less than 1 year.
Offer: CD special rate offer good for initial term only at Security National Bank locations in Iowa and Dakota Dunes, S.D.
Promotional rate
Rate checked
More details - 4.20%APY$420 over 1 year on $10,000
Requirements
Product: A fixed-rate investment with terms from 7 months to 3 years. Minimum deposit of $2,000 is required. Dividends are compounded quarterly. Penalty for early withdrawal. Renewals are automatic unless notified within a 10-day Grace Period. $5.00 minimum deposit to open a savings account required.
Offer: Dividends calculated using Daily Balance method, credit and compound quarterly. Automatic renewals unless notified within a 10-day Grace Period. Early withdrawal penalties may be imposed.
4.14% interest rate · Compounded quarterly · Effective Oct 9, 2026
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Dividends calculated using Daily Balance method and compound/credit quarterly. Automatic renewals unless notified within 10-day Grace Period. Early withdrawal penalties may be imposed. $5.00 minimum deposit to open a savings account required.
Offer: Dividends calculated using Daily Balance method, credit and compound quarterly. Automatic renewals unless notified within 10-day Grace Period. Early withdrawal penalties may be imposed.
Promotional rate · 3.94% interest rate · Effective Oct 9, 2026
Rate checked
More details - Siouxland Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 4 branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty applies (equal to 365 days dividends on the amount withdrawn). Funds transferred to Regular Savings Account at maturity. Allowed a one-time add-on deposit.
Offer: Allowed a one-time add-on deposit.
3.93% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 3.80%APY$1,609 over 48 months on $10,000
Requirements
Product: NCUA insured. Rates and APYs subject to change monthly as determined by the Credit Union Board of Directors. Early withdrawal penalties apply.
3.75% interest rate
Rate checked
More details - 3.60%APY$148 over 5 months on $10,000
Requirements
Product: We reserve the right to decline or limit deposits at our discretion. Early withdrawal penalties may apply.
Offer: Minimum to obtain APY is $0.01.
Effective Nov 3, 2025
Rate checked
More details - 3.50%APY$320 over 11 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$84 over 3 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
3.00% interest rate · Effective Nov 19, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Sioux City, IA
104 CDs at 12 banks and credit unions · checked Oct 6–22
- Typical
- 3.01%
- Top 10% from
- 4.00%
- Banks, typical
- 1.63%
- Credit unions, typical
- 3.55%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Sioux City, IA-NE-SD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Telco Triad Community Credit UnionCredit union · 4 branches
- Siouxland Federal Credit UnionCredit union · 7 branches