Compare Bank & Credit Union Rates
Best CD rates in Davenport, IA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Davenport, IA
- 4.40%APY$667 over 18 months on $10,000
Requirements
Product: Penalty for early withdrawal. For all certificates unless otherwise noted: minimum deposit of $500 required to open certificate and earn dividends. 3 Month Certificate requires a minimum deposit of $5,000.
Offer: Penalty for early withdrawal.
4.31% interest rate
Rate checked
More details - 4.40%APY$1,137 over 30 months on $10,000
Requirements
Product: All certificates can be opened with just $500 (only $250 for minors). Offered at terms from 3 to 60 months. Dividends compound daily and are posted monthly to your certificate or savings account. Renewable with a 10-day grace period. Penalty for early withdrawal.
Offer: Renewable with a 10-day grace period. Penalty for early withdrawal.
4.31% interest rate · Effective Oct 14, 2026
Rate checked
More details - 4.35%APY$889 over 24 months on $10,000
Requirements
Product: Interest compounds semi-annually. Early withdrawal penalty may be imposed. No monthly fees. Bonus interest rates available with Relationship Packaging. Automatically renewable.
Offer: Requires Diamond Relationship Package Qualifications.
Effective Oct 5, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.10%APY$1,281 over 36 months on $10,000
Requirements
Product: $250 deposit required to open this account. $250 min. average daily balance required to earn dividends. There may be a penalty for early withdrawal. Dividends compounded monthly. Insured up to $250,000 by NCUA.
4.02% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - The Family Credit UnionShare Certificates (Certificates of Deposit)CD · 7 months · $500 min
Credit union · 4 branches
4.00%APY$231 over 7 months on $10,000intro rateRequirements
Product: Available for a minimum deposit of $500 with terms from 6 to 60 months. Certificates automatically renew. May be used as security to get a better rate on your next loan. A penalty will be imposed for early withdrawal.
Offer: 7 Month Special. Minimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty.
Promotional rate · 3.94% interest rate · Effective Feb 10, 2026
Rate checked
More details - 3.92%APY$194 over 6 months on $10,000
Requirements
Product: $500 deposit required to open; $500 daily balance required to earn dividends. Penalties may be imposed for early withdrawal. Fees may reduce earnings. Deposits insured up to $500,000 ($250,000 NCUA + $250,000 Excess Share Insurance). Rates may change at maturity.
Offer: Dividend frequency: Monthly.
3.85% interest rate · Effective Mar 23, 2026
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More details - 3.50%APY$320 over 11 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$84 over 3 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
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More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Offer: No partial withdrawals. CD must be open minimum of seven days before closing. Early withdrawal penalties may apply. 6 month CD will renew into the same 6 month term with rate determined at time of renewal.
Effective Aug 24, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 3 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.75%APY$353 over 24 months on $10,000
Requirements
Product: With a minimum deposit of $500.00, Certificates of Deposit range from 6 months to 60 months. Fixed interest rate and APY paid semi-annually until maturity. Automatically renews at maturity with a 10-day grace period to withdraw without penalty. Interest calculated using daily balance method.
1.74% interest rate · Effective Nov 23, 2022
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Davenport, IA
129 CDs at 11 banks and credit unions · checked Oct 6–22
- Typical
- 1.75%
- Top 10% from
- 4.06%
- Banks, typical
- 1.42%
- Credit unions, typical
- 2.94%
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Davenport, IA-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Vibrant Credit UnionCredit union · 3 branches
- Gas & Electric Credit UnionCredit union · 2 branches
- IH Mississippi Valley Credit UnionCredit union · 11 branches