Compare Bank & Credit Union Rates
Best CD rates in Dubuque, IA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Dubuque, IA
- 4.75%APY$2,612 over 60 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
4.67% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. For new customers, requires at least $500 new money. For existing customers, requires at least $500 of which $0.75 of every $1.00 is new money.
Offer: Balances under $100k. Requires $500 minimum new money deposit for new customers, or $0.75 per $1.00 new money for existing customers.
Promotional rate · 4.24% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details - 4.25%APY$644 over 18 months on $10,000with conditions
Requirements
Product: Available for a limited time to new customers within Capra Bank market area (Dubuque, Lubbock, Albuquerque, Boise). Limited to one CD special per household/SSN. Must have or open and maintain an active Elevate or Summit checking account. New customers are individuals without a past relationship with Capra Bank in the past 12 months. Allows one rate increase request during the term if Capra Bank's offered rate for the 18-month CD increases after the first 6 months from opening date.
Offer: Valid for new customers with new money (funds not previously held by Capra Bank within past 12 months) of $10,000.00 to $1,000,000.00. Requires opening and maintaining an Elevate or Summit checking account. Early withdrawal penalty equal to 2.25% of principal balance if closed prior to maturity.
Qualified rate · Balance cap $1,000,000 · Effective Jul 1, 2026
Rate checked
More details - Dupaco Community Credit UnionSpecial CertificatesCD · 17 months · $1,000 min · 4.20%–4.30% by balance
Credit union · 4 branches
4.20%APY$600 over 17 months on $10,000intro rateRequirements
Product: Dividends compounded and credited semi-annually. Penalty will be imposed for early withdrawal. Fees could reduce earnings.
Offer: Fixed Certificate Special. Minimum amount required to open is $1,000.
Promotional rate · 4.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Special Certificates Balance APY $1,000 and upYour amount 4.20% $100,000 and upFixed Jumbo Certificate Special. Minimum amount required to open is $100,000. 4.30% Rate checked
More details - 4.20%APY$820 over 23 months on $10,000
Requirements
Product: Special Share Certificates require a $5,000 minimum deposit. 3-11 month products paid monthly, others paid quarterly.
Offer: Dividends paid quarterly.
4.13% interest rate
Rate checked
More details - 4.10%APY$946 over 27 months on $10,000
Requirements
Product: Penalty for early withdrawal for CDs. Fees may reduce earnings. Consumer rates only. Open a CD with $500 or more. Interest can be mailed semi-annually, compounded semi-annually, or credited to checking/savings.
Offer: CD Special. Other restrictions apply. See bank for details.
4.06% interest rate · Effective Sep 1, 2026
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More details - Collins Community Credit UnionCertificates of Deposit (CDs)CD · 19 months · $1,000 min
Credit union · 1 branch
4.05%APY$649 over 19 months on $10,000Requirements
Product: Must meet membership eligibility requirements. Requires $1,000.00 to open and earn APY. Penalty may be assessed for early withdrawal. Rates for renewing Certificates may differ from rates available for new-money deposits; higher promotional rates may be available for new funds from outside the credit union.
Offer: APY assumes dividends remain in account until maturity. Penalty may be assessed for early withdrawal.
Effective Sep 18, 2026
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More details - 3.75%APY$280 over 9 months on $10,000
Requirements
Product: FDIC insured fixed-rate deposit account. No maintenance fees. Early withdrawal penalties apply. Automatic renewal at maturity with a 10-calendar-day grace period to redeem.
Offer: Must maintain a balance equal to the original opening deposit of $10,000 to earn disclosed interest rate and APY. Monthly compounding and crediting. Penalty may be imposed for early withdrawal. Auto-renews for 9 months at the 6-month CD rate at time of renewal.
3.69% interest rate · Effective Sep 25, 2026
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More details - 3.50%APY$380 over 13 months on $10,000
Requirements
Product: Must meet membership eligibility requirements. No minimum to open and no minimum balance required to earn APY. Additional deposits permitted throughout the term of any dollar amount. Partial withdrawals are not permitted; full balance may be withdrawn prior to maturity without an early withdrawal penalty, which will result in the account being closed. Not available as an IRA CD.
Offer: 13 Month Liquid CD is not available as an IRA CD. Additional deposits permitted. Early withdrawal of entire balance permitted without penalty, closing the account; partial withdrawals not permitted.
Effective Sep 18, 2026
Rate checked
More details - Dupaco Community Credit UnionRegular CertificatesCD · 6 months · $1,000 min
Credit union · 4 branches
3.40%APY$169 over 6 months on $10,000Requirements
Product: Minimum amount required to open any Term Share Certificate is $1,000. A penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.
3.37% interest rate · Effective Jun 2, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: When depositing to certain Share Certificates, members have the option of changing the rate once on that certificate for its remaining term at the rate currently being offered by AIM Credit Union. Regular Share Certificates require a $1,000 minimum deposit. 3-11 month products paid monthly, others paid quarterly.
Offer: Dividends paid quarterly.
2.96% interest rate
Rate checked
More details - 2.90%APY$741 over 30 months on $10,000with conditions
Requirements
Product: Offers an option to increase the rate one time during the term based on current rates; additional funds may be added up to initial deposit amount in $1,000 increments at time of increase. Interest compounded and credited quarterly using daily balance method. Penalty for early withdrawal: 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
Qualified rate · 2.87% interest rate · Effective Sep 23, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Dubuque, IA
99 CDs at 9 banks and credit unions · checked Oct 6–17
- Typical
- 2.50%
- Top 10% from
- 4.20%
- Banks, typical
- 2.57%
- Credit unions, typical
- 2.50%
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Dubuque, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 1 branch
- Empeople Credit UnionCredit union · 1 branch
- UMB BankBank · 7 branches