Collins Community Credit Union CD Rates

How Collins Community Credit Union’s CD rates compare

Compared with banks and credit unions near Cedar Rapids, IA, where Collins Community Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Collins Community Credit Union
4.05%APY
Term
19 months
Minimum
$1,000
Earns on $10,000
$649
Certificates of Deposit (CDs)
Top rate
First Federal Credit Union.
7.30%APY
Term
3 months
Minimum
$5,000
Earns on $10,000
$198
First Federal Credit Union. rates
2nd-highest rate
Nicolet National Bank
4.75%APY
Term
60 months
Minimum
$2,500
Earns on $10,000
$2,612
Nicolet National Bank rates

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Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Certificates of Deposit (CDs)

Up to 4.05%APY · 5 termsFrom $1,000 to open

Must meet membership eligibility requirements. Requires $1,000.00 to open and earn APY. Penalty may be assessed for early withdrawal. Rates for renewing Certificates may differ from rates available for new-money deposits; higher promotional rates may be available for new funds from outside the credit union.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
9 months9 Month CDs are not available as IRA CDs. APY assumes dividends remain in account until maturity. Penalty may be assessed for early withdrawal	3.90%	$291
12 monthsAPY assumes dividends remain in account until maturity. Penalty may be assessed for early withdrawal	1.00%	$100
18 monthsAPY assumes dividends remain in account until maturity. Penalty may be assessed for early withdrawal	0.75%	$113
19 monthsAPY assumes dividends remain in account until maturity. Penalty may be assessed for early withdrawal	4.05%	$649
24 monthsAPY assumes dividends remain in account until maturity. Penalty may be assessed for early withdrawal	0.50%	$100

Sources (3)

All captured Oct 17, 2026

Liquid CD

3.50%APY · 1 term

Must meet membership eligibility requirements. No minimum to open and no minimum balance required to earn APY. Additional deposits permitted throughout the term of any dollar amount. Partial withdrawals are not permitted; full balance may be withdrawn prior to maturity without an early withdrawal penalty, which will result in the account being closed. Not available as an IRA CD.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
13 months13 Month Liquid CD is not available as an IRA CD. Additional deposits permitted. Early withdrawal of entire balance permitted without penalty, closing the account; partial withdrawals not permitted	3.50%	$380

Sources (2)

All captured Oct 17, 2026

Special-purpose accounts

IRA Certificates

Up to 4.05%APY · 4 termsIRAFrom $1,000 to open

Must meet membership eligibility requirements. Requires $1,000.00 to open. $1,000.00 minimum balance required to earn APY. Penalty may be assessed for early withdrawal. 9 Month CDs and 13 Month Liquid CDs are not available as IRA CDs.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
12 monthsAPY assumes dividends remain in account until maturity. Early withdrawal penalty may apply. Available for IRA Certificates	1.00%	$100
18 monthsAPY assumes dividends remain in account until maturity. Early withdrawal penalty may apply. Available for IRA Certificates	0.75%	$113
19 monthsAPY assumes dividends remain in account until maturity. Early withdrawal penalty may apply. Available for IRA Certificates	4.05%	$649
24 monthsAPY assumes dividends remain in account until maturity. Early withdrawal penalty may apply. Available for IRA Certificates	0.50%	$100

Sources (3)

All captured Oct 17, 2026

Who can join Collins Community Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Membership is open to anyone who lives, works, attends school, or worships in qualifying counties across Iowa, Illinois, and Wisconsin.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details