Best CD rates in Cedar Rapids, IA

Requirements

Product: Special 100-day certificate created in honor of 100th Anniversary. Balance of $5,000 required; no additional deposits or withdrawals permitted during term. Early withdrawal results in loss of all dividends. Renews to a 3-month certificate at then-current rate. New money required (not currently on deposit, or moved away for at least 21 days). Limit one account per household. Membership eligibility required.

Offer: Fixed rate for 100-day term. Balance of $5,000 required; no additional deposits or withdrawals permitted during term. Early withdrawal results in loss of all dividends. Automatically renews to a 3-month certificate. New money required. Limit one account per household. Membership eligibility required.

Requirements

Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.

Offer: Relationship rate requires Direct Deposit Checking.

Requirements

Product: $1,000 minimum deposit to open ($500 for savers under age 18). Penalty for early withdrawal. Rates vary by Benefits Banking Loyalty Program tier (Base, Bronze, Silver, Gold, Platinum).

Offer: Loyalty Program Platinum Tier (Base + 0.50% IR)

Requirements

Product: Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. Membership requires a minimum $5 share deposit. No monthly maintenance fees.

Offer: CD Special

Requirements

Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.

Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.

Requirements

Product: FDIC insured up to the maximum amount ($250,000). Guaranteed fixed interest rates. Subject to penalty for early withdrawal. Interest rates subject to change.

Offer: 13 Month Special. Subject to penalty for early withdrawal. Interest rates subject to change.

Requirements

Offer: Limited Time Special

Requirements

Product: Terms available from 182 days to 60 months. Interest is calculated using the daily balance method and is compounded and credited quarterly. Early withdrawal penalties may apply.

Requirements

Product: Dividends compounded and credited semi-annually. Penalty will be imposed for early withdrawal. Fees could reduce earnings.

Offer: Fixed Certificate Special. Minimum amount required to open is $1,000.

Requirements

Product: Special Share Certificates require a $5,000 minimum deposit. 3-11 month products paid monthly, others paid quarterly.

Offer: Dividends paid quarterly.

Requirements

Product: Limited-time offer. A penalty may be imposed for early withdrawal. Subject to change and may end at any time without notice.

Offer: Limited-time special celebrating 90 years of C1st. Early withdrawal penalty may apply.

Requirements

Product: Membership Savings account is required to obtain Corda Credit Union products. Minimum $1,000 to open. Interest compounded quarterly. Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.

Offer: CD special available only for a limited time. Interest compounded quarterly. Membership Savings account required.

Requirements

Product: Existing CD renewals not subject to the special rates at maturity unless specifically requested at maturity. Interest is compounded and paid quarterly. Penalty for early withdraw may apply including loss of principal.

Offer: Existing CD renewals not subject to special rates at maturity unless specifically requested. Compounded and paid quarterly. Penalty for early withdrawal may apply.

Requirements

Product: Flexible Terms: 3 to 60 months. Interest Payment Options: Compounding or Direct Deposit. One-Way UP Certificate of Deposit: Opportunity to increase interest rates with a one-time option, with additional deposits of $500 or more allowed at time of rate change.

Offer: 36 month CD Special One Way. Opportunity to increase interest rate with a one-time option. Additional deposits of $500 or more allowed at the time of rate change. Maturity date remains unchanged. New rate effective until initial term expires. Penalty for early withdrawal on 12-up-to-36-month CDs is 12 months loss of interest on the principal withdrawn.

Requirements

Product: No monthly or service fees. A penalty may be imposed for early withdrawal.

Offer: Includes a 0.20% rate boost for new money not included in current CCCU member's 3 month average daily balance. Automatically renews into a 12-month term at maturity unless otherwise directed.