Compare Bank & Credit Union Rates
Best CD rates in Indiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Indiana
- 3.90%APY$161 over 5 months on $10,000intro rate
Requirements
Product: Certificates can be used for regular savings. Minimum balance to open is $500. Dividends are compounded and credited monthly; daily balance method. Penalty for early withdrawal.
Offer: 5-month special will roll over to a 6-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement.
Promotional rate · 3.83% interest rate
Rate checked
More details - The Napoleon State BankCertificates of DepositCD · 6 months · $1,000 min · 3.90%–3.95% by balance
Bank · 7 branches
3.90%APY$195 over 6.06666666666667 months on $10,000Requirements
Product: Interest compounded, deposited into an account, transferred or paid by check. Terms vary up to 60 months. Minimum balance requirements and substantial penalties for early withdrawal vary based on term or type of certificate. Auto renewal for all CDs with 10-day grace period for CDs longer than 32 days. All interest rates are compounded daily and credited semi-annually. A minimum of $500 is required to open account and obtain disclosed APY. Penalty may be imposed for early withdrawal.
Offer: Minimum deposit $1,000.00. Standard rate tier.
3.83% interest rate · Compounded daily · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $50,000Your amount 3.90% $50,000 and up 3.95% Rate checked
More details - Prime Trust Financial Credit UnionSpecial Share CertificatesCD · 9 months · $1,000 min
Credit union · 4 branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: No monthly service or origination fees. Penalties may be imposed for early withdrawal.
Offer: Not eligible for Direct Deposit discount. Early withdrawal penalty may apply.
3.83% interest rate · Effective Jan 5, 2026
Rate checked
More details - 3.90%APY$423 over 13 months on $10,000with conditions
Requirements
Product: Requires having or opening a Lake City Bank checking account. Deposits and withdrawals not allowed. Penalty for early withdrawal.
Offer: Requires checking account. Penalty for early withdrawal.
Qualified rate · Effective Oct 4, 2026
Rate checked
More details - Honda Federal Credit UnionFlex Savings CertificateCD · 20 months · $10,000 min
Credit union · 1 branch
3.90%APY$658 over 20 months on $10,000intro rateRequirements
Product: Penalty will be imposed for early withdrawal from term share accounts. Flex features: Penalty-free deposits and withdrawals allowed during a 10-day window at month 5 or 10 depending on the Flex CD you have (amount must stay at or above minimum); automatic rate increase at 5 or 10 month mark if rates for Flex Certificates increase; optional automatic renewal.
Offer: Limited Time Offer. Flex Premier tier. Early withdrawal penalty applies. Add/withdraw penalty-free at 10-day window.
Promotional rate · 3.82% interest rate · Effective Oct 12, 2026
Rate checked
More details - First Federal Savings Bank of AngolaCertificates of Deposit (CDs)CD · 7 months · $10,000 min
Bank · 1 branch
3.88%APY$225 over 7 months on $10,000Requirements
Product: An Escalator Option is available for Certificates of Deposit with terms of 36 months or more. Early withdrawal penalty may apply. Premium rates may be offered on CDs of $100,000.00 or more.
Offer: 7 Month - SPECIAL. Compounded at maturity.
3.85% interest rate · Effective Nov 13, 2025
Rate checked
More details - 3.87%APY$387 over 1 year on $10,000
Requirements
Product: Share certificates subject to early withdrawal penalty (forfeit 90 days dividend). A minimum of $1,000 is required to open a share certificate. Dividends can be compounded monthly and are available monthly or at maturity depending on member desire.
Offer: Share Certificates subject to early withdrawal penalty: forfeit 90 days dividend.
3.80% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 3.85%APY$223 over 7 months on $10,000intro rate
Requirements
Product: Dividends compound and are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends. Early withdrawal penalty applies. Automatic rollover at maturity with a 10-day grace period.
Offer: Limited-time special; requires new money. Early withdrawal penalty is 90 days' dividends. Automatically rolls over at maturity to a 6 Month Share Certificate with a 10-day grace period.
Promotional rate · 3.78% interest rate · Effective Apr 29, 2026
Rate checked
More details - 3.85%APY$287 over 9 months on $10,000
Requirements
Product: Minimum deposit $500. Penalties apply for early withdrawal.
Offer: Special 9-month rate.
Effective Oct 1, 2026
Rate checked
More details - 3.85%APY$2,041 over 59 months on $10,000intro rate
Requirements
Product: Limited-time promotional CD offer. Fixed-rate deposit product. Minimum balance of $500.00 required to open the account and earn the stated APY. Early withdrawal penalty applies.
Offer: Promotional CD. Interest paid quarterly. Fixed rate for the term of the CD. Early withdrawal penalty applies.
Promotional rate · 3.80% interest rate · Effective Oct 6, 2026
Rate checked
More details - 3.82%APY$94 over 3 months on $10,000
Requirements
Product: Must maintain minimum balance of $1000 every day to earn APY. Penalty may be imposed for early withdrawal.
Offer: Must maintain minimum balance of $1000 every day to earn APY. Penalty may be imposed for early withdrawal.
Effective Sep 17, 2026
Rate checked
More details - 3.82%APY$189 over 6 months on $10,000
Requirements
Product: A Regular Savings Account is required. There may be penalties for early withdrawal. Membership is open to individuals who live, work, worship, or attend school in Tipton, Clinton, or Howard County, Indiana, and their immediate family members.
Offer: There may be penalties for early withdrawal. A Regular Savings Account is required.
3.75% interest rate
Rate checked
More details - 3.82%APY$779 over 24 months on $10,000
Requirements
Product: Hold a dollar amount (over $1,000) in a certificate for a term of 6, 12, 18, or 24 months and pay a fixed dividend rate every month. Dividends are paid monthly on anniversary date of opening. Minimum balance required is $1,000. Early withdrawal penalty applies.
Offer: Minimum balance required is $1,000. Once rate locked in for term, fixed rate for single term only. Rates are set at CD renewal for CD term. Early withdrawal penalty applies.
3.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Fixed dividend rate for the term of the account. Dividends compounded and paid quarterly. Substantial penalty for early withdrawal. Automatically renews for a term equal to the original at prevailing rate. No setup or maintenance fees.
3.75% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.79%APY$379 over 1 year on $10,000
Requirements
Product: CDs offer no fees, FDIC insurance, guaranteed fixed rates, and flexible payment options (check, add-back, direct deposit).
3.75% interest rate · Effective Feb 26, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,673 CDs at 171 banks and credit unions · checked Oct 15–22
- Typical
- 2.94%
- Top 10% from
- 4.03%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch