Bank · FDIC insured
The Napoleon State Bank CD Rates
The Napoleon State Bank’s best CD rate is 3.95% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How The Napoleon State Bank’s CD rates compare
Compared with banks and credit unions near Greensburg, IN, where The Napoleon State Bank has the most branches. $10,000, best rate first.
This bank’s best
The Napoleon State Bank
3.90%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $195
Certificates of Deposit
Top rate
Honda Federal Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $10,000
- Earns on $10,000
- $2,522
2nd-highest rate
Centra Credit Union
4.35%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $288
The Napoleon State Bank CD score
83
CD score
Higher than 61% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo3.90%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo0.75%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Napoleon State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.90%APY · 10 terms
Interest compounded, deposited into an account, transferred or paid by check. Terms vary up to 60 months. Minimum balance requirements and substantial penalties for early withdrawal vary based on term or type of certificate. Auto renewal for all CDs with 10-day grace period for CDs longer than 32 days. All interest rates are compounded daily and credited semi-annually. A minimum of $500 is required to open account and obtain disclosed APY. Penalty may be imposed for early withdrawal.
| Term | APY · $500 – $50,000 | APY · $500 and up | APY · $1,000 – $50,000 | APY · $5,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 1 month$50,000 & Over tier | — | — | — | — | 0.20% | —0.20% from $50k | — |
| 1 monthMinimum deposit $1,000.00. Standard rate tier | — | — | 0.15% | — | — | 0.15% | $0 |
| 3 months$50,000 & Over tier | — | — | — | — | 3.60% | —3.60% from $50k | — |
| 3 monthsMinimum deposit $1,000.00. Standard rate tier | — | — | 3.55% | — | — | 3.55% | $89 |
| 6 months$50,000 & Over tier | — | — | — | — | 3.95% | —3.95% from $50k | — |
| 6 monthsMinimum deposit $1,000.00. Standard rate tier | — | — | 3.90% | — | — | 3.90% | $195 |
| 12 months$50,000 & Over tier | — | — | — | — | 3.95% | —3.95% from $50k | — |
| 12 monthsMinimum deposit $500.00. Standard rate tier | 3.90% | — | — | — | — | 3.90% | $390 |
| 18 months$50,000 & Over tier | — | — | — | — | 3.80% | —3.80% from $50k | — |
| 18 monthsMinimum deposit $500.00. Standard rate tier | 3.75% | — | — | — | — | 3.75% | $568 |
| 24 months$50,000 & Over tier | — | — | — | — | 3.20% | —3.20% from $50k | — |
| 24 monthsMinimum deposit $500.00. Standard rate tier | 3.15% | — | — | — | — | 3.15% | $640 |
| 30 months$50,000 & Over tier | — | — | — | — | 0.55% | —0.55% from $50k | — |
| 30 monthsMinimum deposit $500.00. Standard rate tier | 0.50% | — | — | — | — | 0.50% | $125 |
| 36 months$50,000 & Over tier | — | — | — | — | 0.55% | —0.55% from $50k | — |
| 36 monthsMinimum deposit $500.00. Standard rate tier | 0.50% | — | — | — | — | 0.50% | $151 |
| 48 months$50,000 & Over tier. Minimum deposit $5,000.00 | — | — | — | — | 0.65% | —0.65% from $50k | — |
| 48 monthsMinimum deposit $5,000.00. Standard rate tier | — | — | — | 0.60% | — | 0.60% | $242 |
| 48 monthsMinimum deposit $500.00. Standard rate tier | — | 0.55% | — | — | — | 0.55% | $222 |
| 60 months$50,000 & Over tier. Minimum deposit $5,000.00 | — | — | — | — | 0.80% | —0.80% from $50k | — |
| 60 monthsMinimum deposit $5,000.00. Standard rate tier | — | — | — | 0.75% | — | 0.75% | $381 |
| 60 monthsMinimum deposit $500.00. Standard rate tier | — | 0.70% | — | — | — | 0.70% | $355 |
Sources (1)
- napoleonstatebank.com/personal…ificates-of-deposit-iras · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.