Credit union · NCUA insured
Solidarity Community Credit Union CD Rates
Solidarity Community Credit Union’s best CD rate is 3.90% APY on a 5-month share certificate (CD). Terms run from 3 months to 59 months. Rates checked October 15, 2026.
How Solidarity Community Credit Union’s CD rates compare
Compared with banks and credit unions near Kokomo, IN, where Solidarity Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Solidarity Community Credit Union
3.90%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $161
Certificates
Top rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
First Farmers Bank & Trust
4.25%APY
- Term
- 19 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $681
Solidarity Community Credit Union CD score
84
CD score
Higher than 65% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.64%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Solidarity Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.90%APY · 12 terms
Certificates can be used for regular savings. Minimum balance to open is $500. Dividends are compounded and credited monthly; daily balance method. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.55% | $39 |
| 5 months5-month special will roll over to a 6-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement | 3.90% | $161 |
| 6 months | 2.05% | $102 |
| 9 months9-month special will roll over to a 12-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement | 3.80% | $284 |
| 12 months | 2.50% | $250 |
| 17 months17-month special will roll over to an 18-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement | 3.64% | $520 |
| 18 months | 2.60% | $393 |
| 24 months | 2.70% | $547 |
| 36 months | 2.85% | $880 |
| 37 months37-month special will roll over to a 36-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement | 3.50% | $1,119 |
| 48 months | 3.05% | $1,277 |
| 59 months59-month special will roll over to a 48-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement | 3.25% | $1,703 |
Sources (3)
- solfcu.org/checking-savings/certificates
- solfcu.org/checking-savings/savings-accounts-demo
- solfcu.org/certificate-rates
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
Up to 3.90%APY · 12 terms
Certificates may be used for Traditional IRAs, Roth IRAs, and Education Savings. Minimum balance to open is $500. Dividends are compounded and credited monthly; daily balance method. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.55% | $39 |
| 5 months5-month special will roll over to a 6-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement | 3.90% | $161 |
| 6 months | 2.05% | $102 |
| 9 months9-month special will roll over to a 12-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement | 3.80% | $284 |
| 12 months | 2.50% | $250 |
| 17 months17-month special will roll over to an 18-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement | 3.64% | $520 |
| 18 months | 2.60% | $393 |
| 24 months | 2.70% | $547 |
| 36 months | 2.85% | $880 |
| 37 months37-month special will roll over to a 36-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement | 3.50% | $1,119 |
| 48 months | 3.05% | $1,277 |
| 59 months59-month special will roll over to a 48-month term upon maturity. Special Certificates may require no internal transfer funding and/or a higher balance requirement | 3.25% | $1,703 |
Sources (3)
- solfcu.org/checking-savings/certificates
- solfcu.org/checking-savings/iras
- solfcu.org/certificate-rates
All captured Sep 18, 2026
Who can join Solidarity Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Howard, Tipton, Miami, Cass, Carroll, Clinton, or White Counties are eligible for membership.
Employers and groups
- Businesses or legal entities located in Howard, Tipton, Miami, Cass, Carroll, Clinton, or White Counties are eligible for membership.
Family and household
- Individuals who have a family member who is an existing member of Solidarity Community FCU are eligible for membership.
Membership information collected October 5, 2026.