Credit union · NCUA insured
Fortress Federal Credit Union CD Rates
Fortress Federal Credit Union’s best CD rate is 3.87% APY on a 1-year share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 15, 2026.
How Fortress Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Marion, IN, where Fortress Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fortress Federal Credit Union
3.87%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $387
Certificates
Top rate
Grant County State Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Indiana Members Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
Fortress Federal Credit Union CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo3.87%
- 16–30 months16–30 mo0.90%
- 31–60 months31–60 mo1.15%
- QualifiedQualified3.87%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fortress Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.87%APY · 6 terms
Share certificates subject to early withdrawal penalty (forfeit 90 days dividend). A minimum of $1,000 is required to open a share certificate. Dividends can be compounded monthly and are available monthly or at maturity depending on member desire.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsShare Certificates subject to early withdrawal penalty: forfeit 90 days dividend | 0.10% | $2 |
| 6 monthsShare Certificates subject to early withdrawal penalty: forfeit 90 days dividend | 0.20% | $10 |
| 12 monthsShare Certificates subject to early withdrawal penalty: forfeit 90 days dividend | 3.87% | $387 |
| 24 monthsShare Certificates subject to early withdrawal penalty: forfeit 90 days dividend | 0.90% | $181 |
| 36 monthsShare Certificates subject to early withdrawal penalty: forfeit 90 days dividend | 1.00% | $303 |
| 48 monthsShare Certificates subject to early withdrawal penalty: forfeit 90 days dividend | 1.15% | $468 |
Sources (2)
- fortressfcu.org/index.php/savings-certificate-rates
- fortressfcu.org/index.php/certificates-of-deposit
All captured Oct 15, 2026
Who can join Fortress Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Grant County, Indiana.
Family and household
- Membership is open to immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) and household members living in the same residence maintaining a single economic unit.
Cost to join
- A $5 deposit is required to open a share savings account and establish membership.
Membership information collected October 5, 2026.