Credit union · NCUA insured
Solidarity Community Credit Union
A $354.6M credit union headquartered in Kokomo, IN, with 23,763 members and 2 branches in Indiana. Best rates: CDs 3.90% and savings 0.10% APY.
Solidarity Community Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#5 of 10 in Kokomo, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Solidarity Community Credit Union
Founded in 1954 when Delco Electronics employees pooled resources to help a colleague buy a car, Solidarity Community Federal Credit Union is a member-owned, not-for-profit financial cooperative.
Headquartered in Kokomo, Indiana, the credit union serves Howard, Tipton, Miami, Cass, Carroll, Clinton, and White counties.
- Headquarters
- 201 E Southway Blvd, Kokomo, IN 46902-3677
- NCUA charter
- 9923
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Howard, Tipton, Miami, Cass, Carroll, Clinton, or White Counties are eligible for membership.
Employers and groups
- Businesses or legal entities located in Howard, Tipton, Miami, Cass, Carroll, Clinton, or White Counties are eligible for membership.
Family and household
- Individuals who have a family member who is an existing member of Solidarity Community FCU are eligible for membership.
Branches
2 branches in Indiana
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Indiana
2 branches
- Main OfficeMain office201 E Southway Blvd, Kokomo, IN 46902Directions
- Westside Branch214 N Dixon Rd, Kokomo, IN 46901Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.44% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.47% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.52% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $57 | $76 | — |
- CapitalNet worth ratio12.44%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.47%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.52%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$57Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Solidarity Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.