Compare Bank & Credit Union Rates
Best CD rates in Indiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Indiana
- 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.10%APY$203 over 6 months on $10,000
Requirements
Product: Membership eligibility requirements apply. Early withdrawal penalties may apply. Rates are subject to change without notice.
4.04% interest rate · Effective Nov 1, 2024
Rate checked
More details - 4.10%APY$237 over 7 months on $10,000
Requirements
Product: Minimum balance for consumer is $500. Early withdrawal penalty may apply. Pairing with an Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: 7 Month Special with bonus rate. Requires the Tax Reported Owner to also be the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
3.94% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$237 over 7 months on $10,000
Requirements
Product: Must be a member of Everence Federal Credit Union. Compounding quarterly. Penalty for early withdrawal: $25, plus 1/2 of total dividends equal to original term of certificate, whether earned or not. Auto-renews at maturity for the same term at the then-current rate with a 10-day grace period.
Offer: Limited-time special offer. Must be funded with new money not currently on deposit with Everence (stated as of 6/1/2026 in footnote 1 and 9/1/2026 in footnote 2). Maximum deposit per certificate of $250,000. Maximum of one certificate per Tax ID. Auto-renews at the current rate and term for a 6-month certificate.
Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$237 over 7 months on $10,000intro rate
- 4.10%APY$271 over 8 months on $10,000intro rate
Requirements
Product: New money only. Min deposit of $1000. CDs subject to penalty for early withdrawal.
Offer: New money only.
Promotional rate
Rate checked
More details - First State Bank9-Month Certificate of Deposit SpecialCD · 9 months · $5,000 min · 4.00%–4.10% by balance
Bank · 6 branches
4.10%APY$306 over 9 months on $10,000intro ratePromotional rate · 3.94% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 9-Month Certificate of Deposit Special Balance APY $5,000 and up 4.00% $10,000 and upYour amountRequires new funds not currently on deposit with First State Bank. 4.10% Rate checked
More details - 4.10%APY$410 over 1 year on $10,000
Requirements
Product: Minimum balance to obtain APY is $100. APY assumes interest remains on deposit until maturity. Penalty may be imposed for early withdrawal. CD is automatically renewed for the same term. Grace period of 10 calendar days after maturity to withdraw funds without penalty. Fees could reduce earnings.
Offer: Minimum balance to obtain the annual percentage yield (APY) is $100. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. CD is automatically renewed for the same term. 10 calendar days grace period after maturity date. Fees could reduce earnings.
Effective Sep 30, 2026
Rate checked
More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 11 branches
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.
4.02% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.10%APY$2,225 over 60 months on $10,000
Requirements
Product: Dividends posted monthly and are subject to change without notice. Dividends compounded quarterly, transferred quarterly, or paid by check quarterly. A penalty will be imposed for early withdrawal.
Offer: Dividends posted monthly.
4.10% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate checked
More details - LaPorte Community Federal Credit UnionCertificate of DepositCD · 60 months · $500 min
Credit union · 3 branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Minimum balance of $500.00 required. Dividends compounded monthly and paid monthly. Early withdrawal penalty applies.
Compounded monthly · Effective Sep 24, 2026
Rate checked
More details - 4.08%APY$304 over 9 months on $10,000intro rate
Requirements
Product: Available to both new and existing members. New money only; only funds not currently on deposit with REGIONAL are eligible. Funds withdrawn and re-deposited within 30 days of the new certificate open date do not qualify as new money. Early withdrawal penalty may be imposed. Fees may reduce earnings. Membership eligibility requirements apply.
Offer: New money only. Available to new and existing members. Funds withdrawn and re-deposited within 30 days of open date do not qualify.
Promotional rate · Effective Aug 1, 2026
Rate checked
More details - 4.08%APY$408 over 1 year on $10,000
Requirements
Product: Must maintain minimum balance of $1000 every day to earn APY. Penalty may be imposed for early withdrawal. Interest rate is based on a Prime Rate index minus a margin of 3.00%, with a floor of 0%. Interest rate may change at any time based on changes in the index.
Offer: Must maintain minimum balance of $1000 every day to earn APY. Interest rate is based on a Prime Rate index minus a margin of 3.00%, with a floor of 0%. Interest rate may change at any time based on changes in the index. Penalty may be imposed for early withdrawal.
Effective Sep 17, 2026
Rate checked
More details - 4.07%APY$201 over 6 months on $10,000
Requirements
Product: Dividends may be added to the certificate, mailed monthly, or posted to another account at the credit union.
4.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,673 CDs at 171 banks and credit unions · checked Oct 15–22
- Typical
- 2.94%
- Top 10% from
- 4.03%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
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Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch