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Credit union · NCUA insured

Policemen's Federal Credit Union CD Rates

Policemen's Federal Credit Union’s best CD rate is 4.10% APY on a 6-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 15, 2026.

How Policemen's Federal Credit Union’s CD rates compare

Compared with banks and credit unions near South Bend, IN-MI, where Policemen's Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Policemen's Federal Credit Union

    4.10%APY

    Term
    6 months
    Minimum
    $500
    Earns on $10,000
    $203

    Share Certificate

  • Top rate

    INOVA Federal Credit Union

    4.75%APY

    Term
    20 months
    Minimum
    $200
    Earns on $10,000
    $804

    INOVA Federal Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-highest rate

    Everwise Credit Union

    4.47%APY

    Term
    15 months
    Minimum
    $500
    Earns on $10,000
    $562

    Everwise Credit Union rates

Compare CD rates near you →

Policemen's Federal Credit Union CD score

76

CD score

Higher than 42% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo4.00%
  • 16–30 months16–30 mo3.03%
  • 31–60 months31–60 mo3.03%
  • QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Policemen's Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Policemen's Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Open to anyone

  • Anyone can become an Associate Member of the Fraternal Order of Police (FOP) for $20 to become eligible for membership.

Employers and groups

  • Members or associate members of FOP Lodge 36, FOP Lodge 91, or FOP Lodge 155 are eligible for membership.
  • Employees or retirees of Indiana Michigan Power (I&M) or Mishawaka Utilities are eligible for membership.

Military, government and schools

  • Employees or retirees of law enforcement agencies in South Bend, Mishawaka, or St. Joseph County are eligible for membership.

Family and household

  • Immediate family members of current Policemen's Federal Credit Union members are eligible for membership.

Cost to join

  • A one-time fee of $20 is required to join the Fraternal Order of Police Associates (FOPA).

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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