Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1096–1110 of 4,559 results
- Ellis County Teachers & Employees FCUCertificates of DepositCD · 6 months
Credit union · Add a location to see nearby branches
3.72%APY$184 over 6 months on $10,000Requirements
Product: These rates are subject to change monthly. Early withdrawal penalty 60 days interest.
Offer: Early withdrawal penalty 60 days interest. Rates subject to change monthly.
3.65% interest rate · Effective Feb 1, 2026
Rate checked
More details - Union Square Credit UnionShare Certificates (CDs)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.72%APY$184 over 6 months on $10,000Requirements
Product: Minimum balance requirements to open - Share Certificates (CDs) - $1,000. Early withdrawal penalties amounting to 3% of the total withdrawal amount. Withdrawal of dividends prior to maturity reduces earnings.
Offer: Term: 6 Months.
3.65% interest rate · Effective Oct 15, 2026
Rate checked
More details - Shrewsbury Federal Credit UnionRegular Share CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: Membership eligibility requires living, working, worshipping, or attending school in Berlin, Boylston, Clinton, Grafton, Holden, Millbury, Northborough, Shrewsbury, Sterling, Westborough, West Boylston, or Worcester, and opening a $5 savings/share account. Dividends are credited monthly and can be compounded, transferred, or issued as a check. Automatic renewal at maturity. Early withdrawal penalty of 6 months dividends.
3.65% interest rate · Effective Oct 5, 2026
Rate checked
More details - Bank of ViciCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: Minimum initial deposit is $1,000 for all time deposits. Daily balance method applies. Interest accrues daily and is credited at maturity. Early withdrawal penalty may apply. 10-day grace period for automatically renewing certificates.
Offer: Assumes funds remain on deposit for full year or renew to make a 1-year maturity. Interest rate subject to change after opening; early withdrawal penalty applies.
3.65% interest rate · Effective Jul 15, 2025
Rate checked
More details - Texas Trust Credit UnionTerm Share Flex CertificateCD · 6 months · $5,000 min
Credit union · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: One of the following options may be used one time during term: bump up rate when rates increase (requires adding min 10% of original CD balance), add money to existing CD (min $500), or withdraw up to 25% of balance without penalty maintaining minimum balance.
3.65% interest rate · Effective Oct 5, 2026
Rate checked
More details - PSB BankCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: CDs must be opened at a PSB Bank office (branch); multiple options available at full maturity, including withdrawal or reinvestment. Interest can be added to CD balance or deposited into another PSB Bank account.
Offer: Early withdrawal penalty (EWD) 2%.
3.65% interest rate · Effective Oct 16, 2026
Rate checked
More details - The County Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: Dividends are compounded daily and paid monthly.
3.65% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - 3.71%APY$184 over 6 months on $10,000with conditions
Requirements
Product: Interest compounded and credited annually. Penalty for early withdrawal. Rates current as of 10/6/2026.
Offer: Relationship special rate for customers with an INB loan or INB checking account with monthly direct deposit. Daily balance method. Early withdrawal penalty of 90 days of interest. Automatically renews at a 6-month term with standard rates. 10 calendar days grace period.
Qualified rate · 3.68% interest rate · Effective Oct 6, 2026
Rate checked
More details - Hidden River Credit UnionShare Certificates of DepositCD · 6 months · $500 min · 3.71%–3.76% by balance
Credit union · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: Minimum deposit of $500 is required to open a Certificate of Deposit ($75,000 for Jumbo). Additional deposits not allowed after account is open. APY assumes principal and dividends remain on deposit until maturity. Early withdrawal penalties apply. Certificate automatically renews (7-day grace period at maturity). Dividends compounded and paid monthly.
Offer: Regular CD tier. Early withdrawal penalties apply. Automatically renews.
3.65% interest rate
Rate by balance
Rate by balance for Share Certificates of Deposit Balance APY $500 – $75,000Your amount 3.71% $75,000 and up 3.76% Rate checked
More details - Hendricks County BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: Rates are subject to change and may change after the account is open. Fees could reduce earnings. A penalty may be imposed for early withdrawal of CDs.
Offer: Under $100,000.00. Penalty may be imposed for early withdrawal.
3.65% interest rate · Effective Sep 25, 2026
Rate checked
More details - Connect Credit UnionCertificatesCD · 6 months · $1,000 min · 3.71%–3.76% by balance
Credit union · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: Early withdrawal penalty applies (equal to 3 months dividends / all interest earned on amount withdrawn prior to maturity date, or 90 days interest at certificate rate). Membership eligibility required across Florida. Federally insured by NCUA.
3.65% interest rate · Effective May 5, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.71% $20,000 and upJumbo CD 3.76% Rate checked
More details - Cumberland County Federal Credit UnionRegular Share Certificate AccountCD · 6 months · $1,000 min · 3.71%–3.92% by balance
Credit union · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: A minimum daily balance of $1,000 is required to earn the annual percentage yield. Fixed rate through maturity. Early withdrawal penalties may apply.
3.65% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Share Certificate Account Balance APY $1,000 – $50,000Your amount 3.71% $50,000 – $150,000 3.82% $150,000 and up 3.92% Rate checked
More details - Ohio Valley Community Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: Flexible terms from 3 months to 5 years, with a minimum deposit of $1000.00. Dividends compound monthly or can be transferred to savings account monthly or at maturity.
3.65% interest rate · Effective Sep 24, 2026
Rate checked
More details - Armco Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: Minimum opening deposit is $1,000 for adults/consumer certificates and $250 for youth under 18. Early withdrawal penalty is 1 month of interest plus $25.00. Automatically renews for the same term with a 7-day grace period after maturity to redeem without penalty.
Offer: Growth certificate. Compounded dividends monthly. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 6 months with a 7-day grace period.
3.65% interest rate
Rate checked
More details - Casco Federal Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.71%APY$184 over 6 months on $10,000Requirements
Product: Dividends compound and credit monthly. Fixed rate. Automatic renewal. Additional deposits not allowed after opening. Penalty for early withdrawal is 365 days of dividends. Average daily balance method used.
3.65% interest rate · Effective Apr 8, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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