Credit union · NCUA insured
Ellis County Teachers & Employees FCU CD Rates
Ellis County Teachers & Employees FCU’s best CD rate is 3.72% APY on a 6-month share certificate (CD). Rates checked October 16, 2026.
How Ellis County Teachers & Employees FCU’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Ellis County Teachers & Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Ellis County Teachers & Employees FCU
3.72%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $184
Certificates of Deposit
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
3.72%APY · 1 term
These rates are subject to change monthly. Early withdrawal penalty 60 days interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty 60 days interest. Rates subject to change monthly | 3.72% | $184 |
Sources (1)
- ectefcu.net/rates · captured Sep 17, 2026
Who can join Ellis County Teachers & Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of this Credit Union are eligible for membership.
Military, government and schools
- Employees of the City of Waxahachie, City of Ennis, City of Red Oak, City of Ferris, and City of Maypearl are eligible for membership.
- Employees of Ellis County, Texas are eligible for membership.
- Employees of Waxahachie ISD, Ennis ISD, Midlothian ISD, Red Oak ISD, Ferris ISD, Palmer ISD, Avalon ISD, Milford ISD, Maypearl ISD, and Italy ISD are eligible for membership.
- Persons retired as pensioners or annuitants from the specified qualifying employment are eligible for membership.
Family and household
- Immediate family members of existing members are eligible for membership.
Cost to join
- Eligible members are required to open a savings account with a minimum balance of $25.00, which must remain in the account to keep it open.
- There is a $2.00 membership fee to join the Credit Union.
Membership information collected October 5, 2026.