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Credit union · NCUA insured

Ellis County Teachers & Employees FCU CD Rates

Ellis County Teachers & Employees FCU’s best CD rate is 3.72% APY on a 6-month share certificate (CD). Rates checked October 16, 2026.

How Ellis County Teachers & Employees FCU’s CD rates compare

Compared with banks and credit unions near Dallas, TX, where Ellis County Teachers & Employees FCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    Ellis County Teachers & Employees FCU

    3.72%APY

    Term
    6 months
    Minimum
    —
    Earns on $10,000
    $184

    Certificates of Deposit

  • Top Carrot, Carrot Score 87

    Top rate

    National Police FCU

    4.71%APY

    Term
    36 months
    Minimum
    $500
    Earns on $10,000
    $1,481

    National Police FCU rates

  • 2nd-highest rate

    Advancial Federal Credit Union

    4.66%APY

    Term
    60 months
    Minimum
    $1,000
    Earns on $10,000
    $2,558

    Advancial Federal Credit Union rates

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Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Ellis County Teachers & Employees FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of this Credit Union are eligible for membership.

Military, government and schools

  • Employees of the City of Waxahachie, City of Ennis, City of Red Oak, City of Ferris, and City of Maypearl are eligible for membership.
  • Employees of Ellis County, Texas are eligible for membership.
  • Employees of Waxahachie ISD, Ennis ISD, Midlothian ISD, Red Oak ISD, Ferris ISD, Palmer ISD, Avalon ISD, Milford ISD, Maypearl ISD, and Italy ISD are eligible for membership.
  • Persons retired as pensioners or annuitants from the specified qualifying employment are eligible for membership.

Family and household

  • Immediate family members of existing members are eligible for membership.

Cost to join

  • Eligible members are required to open a savings account with a minimum balance of $25.00, which must remain in the account to keep it open.
  • There is a $2.00 membership fee to join the Credit Union.

Membership information collected October 5, 2026.

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