Best 6-month CD rates

Requirements

Product: $5.00 Savings Account required. Penalty for early withdrawal. Jumbo CD ($100,000 plus) rate bumps not available on CD Specials.

Offer: Limited time offer begins 8/4/25. Jumbo CD ($100,000 plus) rate bumps not available on CD Specials. Corresponding 3.69% APR.

Requirements

Product: Substantial penalty for early withdrawal. Terms available from 90 days to 2 years. Minimum balance of $2,500 to open. Can be used as collateral for a Quail Creek Bank loan.

Offer: A penalty may be imposed for early withdrawal. Minimum daily balance of $2,500.00 and up to obtain rate.

Requirements

Product: Early withdrawal penalty applies and varies by term (Under 1 year = 30 days' dividends; 12-36 months = 180 days' dividends; over 36 months = 365 days' dividends; Any Purpose Savings = 90 days' dividends). Dividends compound daily and deposit on the last business day of each month. Automatic renewal at maturity.

Offer: Early withdrawal penalty is 30 days' dividends.

Requirements

Product: Fixed rate term Certificate of Deposits accounts, rates are guaranteed for the length of the term. APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. For consumer accounts only.

Offer: APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. Does not apply to Individual Retirement Accounts (IRA).

Requirements

Product: Credit union membership required ($5 deposit relationship). Early withdrawal penalty may be imposed. Rates guaranteed for the length of the term. Fees may reduce earnings. 2 Year CD and 5 Year CD available to open online.

Offer: Minimum daily balance of $500 required to obtain disclosed APY.

Requirements

Product: The APY assumes interest will remain on deposit until maturity; a withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. The daily compounding method is used on all certificates of deposit except on 6 month certificates of deposit, which are compounded monthly. Fees or other conditions could reduce the earning on the accounts shown above. Rates are subject to change without prior notice.

Offer: Compounded monthly. Penalty may be imposed for early withdrawal.

Requirements

Product: Dividends compounded quarterly. Early withdrawal penalty applies (equal to 365 days dividends on the amount withdrawn). Funds transferred to Regular Savings Account at maturity. Allowed a one-time add-on deposit.

Offer: Allowed a one-time add-on deposit.

Requirements

Product: Requires membership with a $25.00 share deposit in Regular Shares and membership eligibility. Early withdrawal penalty applies for early withdrawals/early maturity.

Offer: Rate is fixed for the full term. Early withdrawal penalty applies.

Requirements

Product: Minimum opening balance of $500. Early withdrawal penalty applies. Accrues daily, compounds quarterly. Automatically renews for another term upon maturity with a 10-day grace period.

Offer: Early withdrawal penalty of 90 days' dividends.

Requirements

Product: Maximum opening balance cannot exceed $240,000 per account. Early withdrawal penalty may apply. Relationship APY requires opening and actively using a consumer or business checking account.

Offer: Relationship rate for 180-Day CD; requires an open and actively used consumer or business checking account.

Requirements

Product: Dividends calculated and paid quarterly (credited on the first day following the end of each calendar quarter). Early withdrawal penalty equal to 90 days dividends may be charged. Variable Rate footnote applies to Share Accounts/Club Accounts/IRA shares, certificates have guaranteed earnings at a set rate for the entire term. Minimum balance to open is $500.00.

Requirements

Product: Regular (non-Jumbo) Certificate. Membership required. $500 minimum to open except 11-month promotional Certificate. Dividends compounded and credited quarterly except the 11-month promotion (monthly). Additional deposits not permitted after opening. Automatically renews at maturity. Star Member is a member with $25,000 in combined deposits and/or loans; Business and Association accounts are not eligible.

Offer: Star Member rate: $25,000 in combined deposits and/or loans; Business and Association accounts not eligible.

Requirements

Product: Penalty for early withdrawal.

Offer: Penalty for early withdrawal.

Requirements

Product: Interest is compounded continuously. A penalty may be imposed for early withdrawal. Rates subject to change prior to issuance; fixed after issuance. Automatic renewal at maturity.

Offer: Interest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance.