Bank · FDIC insured
Everett Bank CD Rates
Everett Bank’s best CD rate is 3.75% APY on a 5-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Everett Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Everett Bank has the most branches. $10,000, best rate first.
This bank’s best
Everett Bank
3.75%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $139
Certificate of Deposit - Special
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Everett Bank CD score
84
CD score
Higher than 65% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Everett Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit - Special
Up to 3.75%APY · 7 terms
For consumer accounts only. Fixed rate term Certificate of Deposits accounts, rates are guaranteed for the length of the term. Minimum deposit to open account and to obtain the APY is $500 unless otherwise specified. APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal.
| Term | APY · $500 – $250,000 | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 5 monthsNew money only. $250,000 maximum deposit. Minimum of $500 required to open and earn advertised APY. APY assumes interest remains on deposit until maturity. Penalty may be imposed for early withdrawal. Offer may be withdrawn at any time | 3.75% | — | 3.75% | $139 |
| 6 monthsDoes not apply to Individual Retirement Accounts (IRA). Minimum deposit $500. Penalty may be imposed for early withdrawal | — | 3.75% | 3.75% | $186 |
| 9 monthsAutomatically renews at maturity to a 6-Month Certificate unless another product is chosen. Does not apply to Individual Retirement Accounts (IRA). Minimum deposit $500. Penalty may be imposed for early withdrawal | — | 3.75% | 3.75% | $280 |
| 12 monthsAutomatically renews at maturity to a 12-Month Certificate unless another product is chosen. Minimum deposit $500. Penalty may be imposed for early withdrawal | — | 3.50% | 3.50% | $350 |
| 18 monthsAutomatically renews at maturity to a 12-Month Certificate unless another product is chosen. Minimum deposit $500. Penalty may be imposed for early withdrawal | — | 3.75% | 3.75% | $568 |
| 24 monthsAutomatically renews at maturity to a 12-Month Certificate unless another product is chosen. Minimum deposit $500. Penalty may be imposed for early withdrawal | — | 3.75% | 3.75% | $764 |
| 36 monthsAutomatically renews at maturity to a 12-Month Certificate unless another product is chosen. Minimum deposit $500. Penalty may be imposed for early withdrawal | — | 3.75% | 3.75% | $1,168 |
Sources (1)
- everettbank.com/personal/deposit-rates · captured Oct 5, 2026
Certificate of Deposit
Up to 1.75%APY · 9 terms
For consumer accounts only. Fixed rate term Certificate of Deposits accounts, rates are guaranteed for the length of the term. Minimum deposit to open account and to obtain the APY is $500 unless otherwise specified. APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. Flexible terms ranging from 91 days to 5 years.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum deposit $500. Penalty may be imposed for early withdrawal | 0.05% | $1 |
| 6 monthsMinimum deposit $500. Penalty may be imposed for early withdrawal | 0.20% | $10 |
| 12 monthsMinimum deposit $500. Penalty may be imposed for early withdrawal | 0.50% | $50 |
| 18 monthsMinimum deposit $500. Penalty may be imposed for early withdrawal | 0.65% | $98 |
| 24 monthsMinimum deposit $500. Penalty may be imposed for early withdrawal | 1.00% | $201 |
| 30 monthsMinimum deposit $500. Penalty may be imposed for early withdrawal | 0.75% | $189 |
| 36 monthsMinimum deposit $500. Penalty may be imposed for early withdrawal | 1.50% | $457 |
| 48 monthsMinimum deposit $500. Penalty may be imposed for early withdrawal | 1.75% | $719 |
| 60 monthsMinimum deposit $500. Penalty may be imposed for early withdrawal | 1.75% | $906 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.