Bank · FDIC insured
1st Security Bank CD Rates
1st Security Bank’s best CD rate is 4.17% APY on a 1-year CD, with extra requirements. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How 1st Security Bank’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where 1st Security Bank has the most branches. $10,000, best rate first.
This bank’s best
1st Security Bank
4.17%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $417
Certificates of Deposit
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
1st Security Bank CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.42%
- 16–30 months16–30 mo2.85%
- 31–60 months31–60 mo2.25%
- QualifiedQualified4.17%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 1st Security Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.17%APY · 7 terms
Maximum opening balance cannot exceed $240,000 per account. Early withdrawal penalty may apply. Relationship APY requires opening and actively using a consumer or business checking account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRelationship rate for 180-Day CD; requires an open and actively used consumer or business checking account | 3.75% | $186 |
| 6 monthsStandard rate for 180-Day CD | 3.00% | $149 |
| 12 monthsRelationship rate for 1-Year CD; requires an open and actively used consumer or business checking account | 4.17% | $417 |
| 12 monthsStandard rate for 1-Year CD | 3.42% | $342 |
| 21 monthsRelationship rate for 21-Month CD; requires an open and actively used consumer or business checking account | 3.60% | $638 |
| 21 monthsStandard rate for 21-Month CD | 2.85% | $504 |
| 24 monthsRelationship rate for 2-Year CD; requires an open and actively used consumer or business checking account | 2.75% | $558 |
| 24 monthsStandard rate for 2-Year CD | 2.00% | $404 |
| 30 monthsRelationship rate for 30-Month CD; requires an open and actively used consumer or business checking account | 2.90% | $741 |
| 30 monthsStandard rate for 30-Month CD | 2.15% | $546 |
| 48 monthsRelationship rate for 48-Month CD; requires an open and actively used consumer or business checking account | 3.00% | $1,255 |
| 48 monthsStandard rate for 48-Month CD | 2.25% | $931 |
| 60 monthsRelationship rate for 5-Year CD; requires an open and actively used consumer or business checking account | 2.65% | $1,397 |
| 60 monthsStandard rate for 5-Year CD | 1.90% | $987 |
11-Month Risk Free CD
Up to 3.50%APY · 1 term
Total balance plus interest earned may be withdrawn to close the CD without penalty seven days or later after the account was opened and funded. Partial withdrawal of principal is not permitted. Opening account balance cannot exceed $240,000 per account. Current customers may open this account by logging in to online banking; non-customers must visit a local branch.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsRelationship rate for 11-Month Risk Free CD; requires an open and actively used consumer or business checking account | 3.50% | $320 |
| 11 monthsStandard rate for 11-Month Risk Free CD | 2.75% | $252 |
Special-purpose accounts
IRA CD
4.17%APY · 1 term
Terms and conditions apply. Relationship rate requires opening and using a consumer or business checking account. Traditional and Roth IRAs offered.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRelationship rate on a 1-Year IRA CD | 4.17% | $417 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.