Bank · FDIC insured
Webster Five CD Rates
Webster Five’s best CD rate is 3.75% APY on a 6-month CD. Terms run from 6 months to 4 years. Rates checked October 15, 2026.
How Webster Five’s CD rates compare
Compared with banks and credit unions near Worcester, MA, where Webster Five has the most branches. $10,000, best rate first.
This bank’s best
Webster Five
3.75%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $186
Certificate of Deposit
Top rate
Hanscom Federal Credit Union
4.50%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $450
2nd-highest rate
Central One Federal Credit Union
4.45%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- $559
Webster Five CD score
79
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Webster Five ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.75%APY · 5 terms
The APY assumes interest will remain on deposit until maturity; a withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. The daily compounding method is used on all certificates of deposit except on 6 month certificates of deposit, which are compounded monthly. Fees or other conditions could reduce the earning on the accounts shown above. Rates are subject to change without prior notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounded monthly. Penalty may be imposed for early withdrawal | 3.75% | $186 |
| 12 monthsDaily compounding. Penalty may be imposed for early withdrawal | 3.75% | $375 |
| 24 monthsDaily compounding. Penalty may be imposed for early withdrawal | 3.50% | $712 |
| 36 monthsDaily compounding. Penalty may be imposed for early withdrawal | 3.25% | $1,007 |
| 48 monthsDaily compounding. Penalty may be imposed for early withdrawal | 3.00% | $1,255 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRAs
Up to 3.75%APY · 5 terms
The APY assumes interest will remain on deposit until maturity; a withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. The daily compounding method is used on all certificates of deposit except on 6 month certificates of deposit, which are compounded monthly. Fees or other conditions could reduce the earning on the accounts shown above. Rates are subject to change without prior notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounded monthly. Penalty may be imposed for early withdrawal | 3.75% | $186 |
| 12 monthsDaily compounding. Penalty may be imposed for early withdrawal | 3.75% | $375 |
| 24 monthsDaily compounding. Penalty may be imposed for early withdrawal | 3.50% | $712 |
| 36 monthsDaily compounding. Penalty may be imposed for early withdrawal | 3.25% | $1,007 |
| 48 monthsDaily compounding. Penalty may be imposed for early withdrawal | 3.00% | $1,255 |
Sources (1)
- web5.com/consumer-deposit-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.