Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1396–1410 of 4,559 results
- Community Resource Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: Minimum to open and obtain APY is $500. Early withdrawal penalty applies. Dividends compounded and posted monthly. Share certificates automatically renew at maturity.
Offer: Dividends compounded and posted monthly. Early withdrawal penalty applies.
3.54% interest rate
Rate checked
More details - The National Bank of MalvernCertificates of Deposit (CD)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal may apply; penalty may affect principal.
Offer: Penalty for early withdrawal may apply.
3.57% interest rate
Rate checked
More details - Phoenixville Federal BankIncome Certificates of DepositCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: When your goal is income: $5,000 minimum to open. Simple interest paid/credited monthly or quarterly. Terms: 6, 12, 18, 30 or 60 months. Penalties may apply for early withdrawal. Fees could reduce earnings on the account.
Offer: The minimum balance required to open an Income Certificate of Deposit and obtain the APY is $5,000. A penalty may be imposed for early withdrawal. Interest is calculated on the daily balance, simple interest, and credited on a monthly or quarterly basis. Fees could reduce earnings.
Rate checked
More details - AmeriChoice Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: Early withdrawal penalty may be imposed. Stars Reward Members receive 5 basis point bonus; Stripes Reward Members receive 10 basis point bonus.
Offer: Early withdrawal penalty may be imposed. Stars Reward Members receive 5 basis point bonus; Stripes Reward Members receive 10 basis point bonus.
Rate checked
More details - Green Mountain Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000intro rateRequirements
Product: Open to anyone who lives, works, or worships in Grand Isle, Franklin, Chittenden, Addison, Rutland, and Washington counties. Minimum investment of $500 required. Interest is compounded and paid monthly based on an average daily balance. Early withdrawal penalties and restrictions may apply. Additional funds cannot be added to an existing Certificate.
Offer: Early withdrawal penalties may apply. Interest compounded and paid monthly.
Promotional rate · 3.54% interest rate · Effective Jun 22, 2026
Rate checked
More details - State Employees Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000with conditionsRequirements
Product: Quarterly dividends. Dividend transfer available on 24-60 month terms. Rising Rate Option available on 48 and 60 month terms allowing dividend rate and APY to change once during original term to current rate for same term. Bonus rate condition adds +0.10% each for active checking account, full direct deposit, active SECU credit card, active consumer loan, and current mortgage (+0.50% max).
Offer: Bonus Rate APY requires relationship bonus conditions. Early withdrawal penalty: 90 days interest.
Qualified rate
Rate checked
More details - Rimrock Credit UnionShare CertificatesCD · 6 months · $2,000 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: Early Withdraw Penalty: 180 Dividend Days. Dividends calculated daily, paid monthly. Rates accurate as of November 2014. Membership requires $25 deposit into Share Savings Account.
Offer: Early Withdraw Penalty: 180 Dividend Days
3.57% interest rate
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000
Requirements
Product: Minimum opening deposit: $1,000. Term: 3 months to 60 months. Penalty for early withdrawal of principal. Fixed interest rate calculated daily and paid/credited monthly. 10 day grace period after maturity to withdraw funds without penalty. Renewal will be the same as original term at rate determined at renewal.
3.54% interest rate · Effective Feb 2, 2026
Rate checked
More details - Coastal Community Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.59%APY$178 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal may apply. Dividend Period: Monthly.
Offer: Monthly dividend compounding; early withdrawal penalty applies
3.53% interest rate · Effective Oct 20, 2026
Rate checked
More details - Carver Federal Savings BankCertificates of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.59%APY$178 over 6 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Automatically renews at term end with a 7-day grace period. No monthly maintenance fees.
3.53% interest rate
Rate checked
More details - Cornerstone State Bank6 - Month C.D.CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.58%APY$177 over 6 months on $10,000with conditionsRequirements
Product: Compounded Semi-Annually. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.
Offer: Compounded Semi-Annually.
Qualified rate · 3.55% interest rate
Rate checked
More details - KodaBankCertificates of DepositCD · 6 months · $1,000 min · 3.58%–3.78% by balance
Bank · Add a location to see nearby branches
3.58%APY$177 over 6 months on $10,0003.55% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $24,999Your amount 3.58% $25,000 – $99,999 3.68% $100,000 and up 3.78% Rate checked
More details - UNOFCUShare CertificatesCD · 6 months · $300 min
Credit union · Add a location to see nearby branches
3.58%APY$177 over 6 months on $10,000Requirements
Product: Fixed rate of return. Dividends are paid on the first day of each calendar month. A penalty may be imposed for early withdrawal.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Security BankUSACertificate of DepositCD · 6 months · $500 min · 3.31%–3.67% by balance
Bank · Add a location to see nearby branches
3.57%APY$177 over 6 months on $10,000Requirements
Product: Rates current as of October 23, 2026. Interest rate is paid on the entire balance. Interest Rate and APY may change after account is opened. Fees may reduce earnings certificate. Early withdrawals are subject to penalty. 36, 48, & 60 Month Certificate of Deposit are option CDs, which allows you to change the rate once during the term of the certificate.
Offer: 182 Days term
3.27% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $10,000 3.31% $10,000 – $25,000Your amount 3.57% $25,000 – $1,000,000,000 3.67% Rate checked
More details - PEPCO Federal Credit UnionShare CertificatesCD · 6 months · $50 min
Credit union · Add a location to see nearby branches
3.57%APY$177 over 6 months on $10,000intro rateRequirements
Product: Minimum Deposit $50. Upon maturity, renewal term will be 12-month term at the dividend rate in effect at the time of renewal unless otherwise directed. Early withdrawal penalties apply and may reduce earnings. Limited-time offer subject to change at any time without notice.
Offer: 6-Month-add on. Minimum deposit $50. Upon maturity, renewal term will be 12-month term. Early withdrawal penalties apply.
Promotional rate · 3.50% interest rate · Effective Feb 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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