Bank · FDIC insured
Phoenixville Federal Bank
A $648M bank headquartered in Phoenixville, PA, with 5 branches in Pennsylvania. Best rates: CDs 4.00% and savings 0.20% APY.
Phoenixville Federal Bank Carrot Score
68
Carrot Score
Higher than 20% of U.S. banks and credit unions
#90 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Phoenixville Federal Bank
Founded in 1911 in Oaks, Pennsylvania to help residents secure home mortgages, Phoenixville Federal Bank & Trust is a mutually owned community bank.
After receiving a state charter in 1912 and a federal charter in 1939, the institution adopted its current name in 2003 as services expanded to include trust and wealth management.
The bank operates branch offices in Phoenixville, Royersford, Collegeville, Kimberton, and Limerick.
- Headquarters
- 564 Nutt Rd, Phoenixville, PA 19460
- FDIC certificate
- 29995 ↗
Branches
5 branches in Pennsylvania
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Pennsylvania
5 branches
- Phoenixville Federal Bank and TrustMain office564 Nutt Rd, Phoenixville, PA 19460Directions
- Collegeville Branch74 Second Ave, Collegeville, PA 19426Directions
- Pikeland Branch533 Kimberton Road, Kimberton, PA 19442Directions
- Limerick Branch451 W Ridge Pike, Limerick, PA 19468Directions
- Royersford Branch70 N Lewis Rd, Royersford, PA 19468Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.62% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.25% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.77% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio12.62%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.25%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.77%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Phoenixville Federal Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.