Credit union · NCUA insured
Coastal Community Federal Credit Union CD Rates
Coastal Community Federal Credit Union’s best CD rate is 3.65% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Coastal Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Houston, TX, where Coastal Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coastal Community Federal Credit Union
3.55%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $355
Share Certificates
Top rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
2nd-highest rate
Gulf Capital Bank
4.91%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,546
Coastal Community Federal Credit Union CD score
74
CD score
Higher than 37% of U.S. banks and credit unions
- 3–8 months3–8 mo3.47%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.35%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coastal Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates
Up to 3.65%APY · 5 terms
Penalty for early withdrawal may apply. Minimum deposit $100,000. Dividend Period: Monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMonthly dividend compounding; early withdrawal penalty applies | 3.65% | — |
| 24 monthsMonthly dividend compounding; early withdrawal penalty applies | 3.35% | — |
| 36 monthsMonthly dividend compounding; early withdrawal penalty applies | 3.45% | — |
| 48 monthsMonthly dividend compounding; early withdrawal penalty applies | 3.22% | — |
| 60 monthsMonthly dividend compounding; early withdrawal penalty applies | 3.46% | — |
Sources (2)
All captured Sep 25, 2026
Share Certificates
Up to 3.55%APY · 6 terms
Penalty for early withdrawal may apply. Dividend Period: Monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMonthly dividend compounding; early withdrawal penalty applies | 3.47% | $172 |
| 12 monthsMonthly dividend compounding; early withdrawal penalty applies | 3.55% | $355 |
| 24 monthsMonthly dividend compounding; early withdrawal penalty applies | 3.25% | $661 |
| 36 monthsMonthly dividend compounding; early withdrawal penalty applies | 2.34% | $719 |
| 48 monthsMonthly dividend compounding; early withdrawal penalty applies | 3.12% | $1,308 |
| 60 monthsMonthly dividend compounding; early withdrawal penalty applies | 3.35% | $1,791 |
Sources (2)
All captured Sep 25, 2026
Special-purpose accounts
IRA Fixed Certificates
Up to 3.63%APY · 4 terms
Penalty for early withdrawal or not maintaining a minimum balance. Dividend Period: Quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsQuarterly dividend compounding; early withdrawal penalty applies | 3.63% | $363 |
| 24 monthsQuarterly dividend compounding; early withdrawal penalty applies | 3.33% | $677 |
| 36 monthsQuarterly dividend compounding; early withdrawal penalty applies | 3.43% | $1,065 |
| 60 monthsQuarterly dividend compounding; early withdrawal penalty applies | 3.43% | $1,837 |
Sources (1)
- coastalcommunityfcu.org/deposit-rates · captured Sep 25, 2026
Who can join Coastal Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, work, worship, or attend school in Galveston County are eligible for membership.
- People who live, work, worship, or attend school in a concentrated census tract area surrounding the CE Branch at 7002 Fauna St. in Houston are eligible for membership.
Membership information collected October 5, 2026.