Bank · FDIC insured
Phoenixville Federal Bank CD Rates
Phoenixville Federal Bank’s best CD rate is 4.00% APY on a 9-month CD. Terms run from 2 months to 5 years. Rates checked October 16, 2026.
How Phoenixville Federal Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Phoenixville Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Phoenixville Federal Bank
4.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $299
Certificates of Deposit (Special Offers)
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Phoenixville Federal Bank CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.20%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Phoenixville Federal Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (Special Offers)
Up to 4.00%APY · 5 terms
Special offer Certificates of Deposit. Substantial penalty for early withdrawal except on the 2-month CD where withdrawals are permitted without penalty after funds have been on deposit for seven days. Fees could reduce earnings.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 2 monthsThe minimum balance required to open and obtain the APY is $10,000. Interest is calculated on the daily balance, daily compounding, and credited at maturity. After funds have been on deposit for seven days, withdrawals are permitted at any time without penalty | — | 3.20% | 3.20% | $53 |
| 9 monthsThe minimum balance required to open and obtain the APY is $1,000. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Substantial penalty for early withdrawal. Fees could reduce the earnings on the account | 4.00% | — | 4.00% | $299 |
| 14 monthsThe minimum balance required to open and obtain the APY is $1,000. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Substantial penalty for early withdrawal. Fees could reduce the earnings on the account | 4.00% | — | 4.00% | $468 |
| 27 monthsThe minimum balance required to open and obtain the APY is $1,000. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Substantial penalty for early withdrawal. Fees could reduce the earnings on the account | 3.30% | — | 3.30% | $758 |
| 39 monthsThe minimum balance required to open and obtain the APY is $1,000. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Substantial penalty for early withdrawal. Fees could reduce the earnings on the account | 3.10% | — | 3.10% | $1,043 |
Sources (1)
- phoenixfed.com/rates · captured Sep 17, 2026
Income Certificates of Deposit
Up to 3.60%APY · 5 terms
When your goal is income: $5,000 minimum to open. Simple interest paid/credited monthly or quarterly. Terms: 6, 12, 18, 30 or 60 months. Penalties may apply for early withdrawal. Fees could reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsThe minimum balance required to open an Income Certificate of Deposit and obtain the APY is $5,000. A penalty may be imposed for early withdrawal. Interest is calculated on the daily balance, simple interest, and credited on a monthly or quarterly basis. Fees could reduce earnings | 3.60% | $178 |
| 12 monthsThe minimum balance required to open an Income Certificate of Deposit and obtain the APY is $5,000. A penalty may be imposed for early withdrawal. Interest is calculated on the daily balance, simple interest, and credited on a monthly or quarterly basis. Fees could reduce earnings | 3.00% | $300 |
| 18 monthsThe minimum balance required to open an Income Certificate of Deposit and obtain the APY is $5,000. A penalty may be imposed for early withdrawal. Interest is calculated on the daily balance, simple interest, and credited on a monthly or quarterly basis. Fees could reduce earnings | 3.05% | $461 |
| 30 monthsThe minimum balance required to open an Income Certificate of Deposit and obtain the APY is $5,000. A penalty may be imposed for early withdrawal. Interest is calculated on the daily balance, simple interest, and credited on a monthly or quarterly basis. Fees could reduce earnings | 3.10% | $793 |
| 60 monthsThe minimum balance required to open an Income Certificate of Deposit and obtain the APY is $5,000. A penalty may be imposed for early withdrawal. Interest is calculated on the daily balance, simple interest, and credited on a monthly or quarterly basis. Fees could reduce earnings | 3.20% | $1,706 |
Special-purpose accounts
Growth Certificates of Deposit
Up to 3.60%APY · 6 terms
When your goal is growth: $500 minimum to open. Interest compounded daily and posted/credited quarterly. Terms range from 3 to 60 months. Penalties may apply for early withdrawal. Fees could reduce earnings on the account. Also offered for IRA savings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–6 monthsMinimum balance required to open and obtain the APY is $500. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Penalty may be imposed for early withdrawal. Fees could reduce earnings | 3.60% | $89 |
| 7–12 monthsMinimum balance required to open and obtain the APY is $500. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Penalty may be imposed for early withdrawal. Fees could reduce earnings | 3.00% | $174 |
| 13–18 monthsMinimum balance required to open and obtain the APY is $500. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Penalty may be imposed for early withdrawal. Fees could reduce earnings | 3.05% | $331 |
| 19–30 monthsMinimum balance required to open and obtain the APY is $500. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Penalty may be imposed for early withdrawal. Fees could reduce earnings | 3.10% | $495 |
| 31–48 monthsMinimum balance required to open and obtain the APY is $500. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Penalty may be imposed for early withdrawal. Fees could reduce earnings | 3.15% | $834 |
| 49–60 monthsMinimum balance required to open and obtain the APY is $500. Interest is calculated on the daily balance, daily compounding, and credited quarterly. Penalty may be imposed for early withdrawal. Fees could reduce earnings | 3.20% | $1,373 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.