Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1141–1155 of 4,559 results
- Riverfront Federal Credit UnionNonpreferred CertificatesCD · 6 months · $100 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Available to members who live, work, worship, or attend school in Berks County, PA, or eligible family/legal entities with a $5.00 savings deposit. No monthly service charge. Fixed interest rate. Early withdrawal penalty applies.
Offer: Fixed to maturity. Subject to early withdrawal penalty.
Effective Oct 1, 2026
Rate checked
More details - SRI Federal Credit UnionRegular CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Dividends paid monthly. Early withdrawal penalties apply.
Effective Oct 1, 2026
Rate checked
More details - River Valley Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Dividends are compounded monthly on Certificates. Early withdrawal penalties apply. Membership eligibility required (live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble or Warren Counties).
3.64% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - FASNY FCUShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Minimum investment of $500.00 ($10,000.00 for 9 Months Special). Maximum investment of $100,000.00 per account. Early withdrawal penalties may apply.
3.70% interest rate · Balance cap $100,000 · Effective Sep 29, 2026
Rate checked
More details - Empire State BankCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Interest is compounded daily and credited monthly. Penalty may be imposed for early withdrawal.
3.63% interest rate · Compounded daily · Effective Sep 24, 2026
Rate checked
More details - Phelps County BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,0003.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - Arcadia Credit UnionShare Certificates (CDs)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Early withdrawal from a Share Certificate is subject to a 90-day dividend penalty (30-day dividend penalty for 3-month Share Certificate). No setup or maintenance fees.
Offer: Dividends compounded at maturity, added at maturity. Early withdrawal subject to a 90-day dividend penalty.
3.67% interest rate · Effective Sep 29, 2026
Rate checked
More details - Spring BankCertificates of DepositCD · 6 months · $1,000 min · 3.70%–4.00% by balance
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: The Annual Percentage Yield (APY) on Certificates of Deposit assumes interest remains on deposit until maturity; a withdrawal of interest prior to maturity will reduce earnings. Penalties for early withdrawal of principal could reduce earnings, whether earned or not. Interest accrues using the daily balance method at the interest rate in effect for that balance tier.
Offer: Interest compounded: Quarterly; Interest credited: Quarterly
3.65% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $24,999Your amount 3.70% $25,000 – $99,999 3.80% $100,000 and up 4.00% Rate checked
More details - American Bank (Baxter Springs, KS)Certificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,0003.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - CUSA Federal Credit UnionShare Certificates (CD)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Terms from 3 to 24 months. Minimum deposit of $1,000. Certificates allow members to earn higher dividends on larger account balances deposited for longer time periods.
3.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - Suncoast Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Requires Credit Union membership ($5 deposit in Share Savings). Penalty for early withdrawal: 90 days of dividends on terms <= 12 months, 180 days on terms > 12 months. Dividends compounded daily, credited monthly.
Compounded daily · Effective Sep 1, 2026
Rate checked
More details - Delta Community Credit UnionCertificate of Deposit AccountsCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Rates subject to change. Rates are effective as of the first day of the current month. Minimum opening deposit and minimum balance is $1,000.00. Early withdrawal penalties apply. Fees could reduce earnings on the account. No monthly charge or fee for maintaining a CD.
Offer: Early withdrawal penalty is 60 days of interest.
3.63% interest rate
Rate checked
More details - LGE Community Credit UnionCertificates / CDCD · 6 months · $1,000 min · 3.70%–3.81% by balance
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Membership eligibility required. Minimum opening deposit amount starts at $1,000.00. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.
Offer: Early withdrawal penalty: 90 Days Dividends.
3.63% interest rate · Compounded monthly · Effective Sep 25, 2026
Rate by balance
Rate by balance for Certificates / CD Balance APY $1,000 and upYour amount 3.70% $100,000 and up 3.81% $250,000 and up 3.81% Rate checked
More details - Police Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000intro rateRequirements
Product: Start for as little as $500. Flexible terms from 6 to 60 months. Dividends compound monthly. Federally insured up to $250,000.
Promotional rate · 3.64% interest rate
Rate checked
More details - Point Breeze Credit UnionStandard CDCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Compounded and credited monthly. Minimum balance to open is $500. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity.
Offer: 6 Month Standard CD. Interest compounded and credited monthly.
Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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