Credit union · NCUA insured
Point Breeze Credit Union CD Rates
Point Breeze Credit Union’s best CD rate is 3.90% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Point Breeze Credit Union’s CD rates compare
Compared with banks and credit unions near Baltimore, MD, where Point Breeze Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Point Breeze Credit Union
4.15%APY
- Term
- 14 months
- Requires
- Conditions apply
- Minimum
- $500
- Earns on $10,000
- $486
Promotional CD
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
POCU of Maryland
5.12%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $382
Point Breeze Credit Union CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.90%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Point Breeze Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Promotional CD
Up to 4.15%APY · 2 terms
Minimum balance to open is $500. New money only; funds may not already be on deposit in a Point Breeze account. Interest is compounded and credited monthly. Early withdrawal penalties may apply if any portion of principal is withdrawn prior to maturity. Offer not available to financial institutions.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months7 Month Promotional CD. New money only. At the conclusion of the 7-month special offer period, the CD automatically renews for a 6-month term at the APY in effect at renewal | 3.95% | $229 |
| 14 months14 Month Promotional CD. New money only. At the conclusion of the 14-month special offer period, the CD automatically renews for a 12-month term at the APY in effect at renewal | 4.15% | $486 |
Sources (1)
- pbcu.com/banking/accounts/cds · captured Oct 4, 2026
Jumbo CD
Up to 3.90%APY · 4 terms
Compounded and credited monthly. Minimum balance to open is $10,000. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Month Jumbo CD. Interest compounded and credited monthly | 3.70% | $183 |
| 12 months12 Month Jumbo CD. Interest compounded and credited monthly | 3.90% | $390 |
| 24 months24 Month Jumbo CD. Interest compounded and credited monthly | 3.60% | $733 |
| 36 months36 Month Jumbo CD. Interest compounded and credited monthly | 3.75% | $1,168 |
Sources (1)
- pbcu.com/banking/accounts/cds · captured Oct 4, 2026
Standard CD
Up to 3.90%APY · 4 terms
Compounded and credited monthly. Minimum balance to open is $500. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Month Standard CD. Interest compounded and credited monthly | 3.70% | $183 |
| 12 months12 Month Standard CD. Interest compounded and credited monthly | 3.90% | $390 |
| 24 months24 Month Standard CD. Interest compounded and credited monthly | 3.60% | $733 |
| 36 months36 Month Standard CD. Interest compounded and credited monthly | 3.75% | $1,168 |
Sources (1)
- pbcu.com/banking/accounts/cds · captured Oct 4, 2026
Who can join Point Breeze Credit Union
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