Bank · FDIC insured
American Bank (Baxter Springs, KS)
A $170.2M bank headquartered in Baxter Springs, KS, with 3 branches in Kansas. Best rates: CDs 4.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs874.05%for 16–30 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About American Bank (Baxter Springs, KS)
American Bank was organized in 1917 as The American National Bank in Baxter Springs, Kansas, where it later merged with Baxter National Bank in 1952.
The bank serves Cherokee County with branches located in Baxter Springs, Columbus, and Galena, Kansas.
- Headquarters
- 1201 Military Ave, Baxter Springs, KS 66713
- FDIC certificate
- 4624 ↗
Branches
3 branches in Kansas
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Kansas
3 branches
- American Bank of Baxter SpringsMain office1201 Military Ave, Baxter Springs, KS 66713Directions
- Columbus Branch810 E Maple St, Columbus, KS 66725Directions
- Galena Branch901 E 7th St, Galena, KS 66739Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.98% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.38% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $68 | $81 | — |
- CapitalLeverage ratio9.98%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.38%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$68Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of American Bank (Baxter Springs, KS) are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.