Credit union · NCUA insured
Arcadia Credit Union
A $142M credit union headquartered in Arcadia, WI, with 7,002 members and 1 branch in Wisconsin. Best rates: CDs 3.90% and savings 0.60% APY.
Arcadia Credit Union Carrot Score
85
Carrot Score
Higher than 69% of U.S. banks and credit unions
#62 of 196 in WisconsinHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Arcadia Credit Union
Arcadia Credit Union opened in Arcadia, Wisconsin in 1963 and constructed its current building on Wilson and Dettloff in 1989.
- Headquarters
- 535 Dettloff Dr, Arcadia, WI 54612-1737
- NCUA charter
- 66532
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses located in one of the seven specified eligible counties are eligible for membership.
- Individuals who work or reside in Trempealeau, Buffalo, La Crosse, Eau Claire, Chippewa, or Jackson counties in Wisconsin, or Winona County in Minnesota, are eligible for membership.
Family and household
- Individuals who have an immediate family member (spouse, parent, sibling, child, grandparent, or grandchild) who is an established member are eligible for membership.
Other ways
- Businesses where a majority (greater than 50%) of the signers are eligible to become members are eligible for membership.
- Existing members retain their membership under the once a member, always a member policy.
Cost to join
- Membership requires opening a Super Share Savings account with a $5 deposit and providing a non-expired government-issued photo ID.
Branches
1 branch in Wisconsin
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Wisconsin
1 branch
- Arcadia Credit UnionMain office535 Dettloff Dr, Arcadia, WI 54612Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.89% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.46% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.29% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $90 | $76 | — |
- CapitalNet worth ratio12.89%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.46%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.29%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$90Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Arcadia Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.