Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 586–600 results
- Armstrong County Building and LoanCertificates of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Daily compounding. Penalties for early withdrawals.
Offer: Early withdrawal penalty of 3 months interest; N/A Bump-Ups
3.77% interest rate · Effective Oct 21, 2026
Rate checked
More details - Falls Catholic Credit UnionTerm Share CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Minimum deposit $500. Automatic renewal at maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Dividends forfeited if closed before credited.
Offer: Early withdrawal penalties may apply. Fees may reduce earnings. Dividends forfeited if account is closed before accrued dividends have been credited.
Effective Oct 1, 2026
Rate checked
More details - Achieva Credit UnionCertificate of Deposit (CD)CD · 6 months · $500 min · 3.90%–4.00% by balance
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Federally insured by NCUA up to $250,000. No monthly fees. A minimum opening balance of $500 is required for all CD products (except promotional specials). Early withdrawal penalty may apply.
3.83% interest rate
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $500 and upYour amount 3.90% $25,000 and up 3.95% $100,000 and up 4.00% Rate checked
More details - Alpine Credit UnionValue CertificateCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APYRequirements
Product: Pays the highest dividend rate. Maturity date options 3-60 months. Auto renewal. Standard maturity terms are 3 months, 6 months, 1 year, 2 years, 3 years, 4 years, and 5 years. If non-standard term is selected, renews at next shortest standard term. 10-day grace period after renewal.
3.85% interest rate
Rate checked
More details - First Federal Savings & Loan AssociationShort Term CertificatesCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Fixed rate CD. Length of deposit 1 to 9 Months. Additional deposits of $500 or more allowed at any time. Early withdrawal penalty is 30 days interest (waived upon death or legal incompetence of account holder).
Offer: 6-Month CD = 180 calendar days. Must maintain minimum daily balance of $500 to maintain APY (account may be closed if reduced below $500).
3.77% interest rate · Effective Oct 21, 2026
Rate checked
More details - Idaho United Credit Union6 Month Promo CDCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Rates are fixed for the term of the certificate. Early withdrawal penalty will be imposed. Fees may reduce earnings. No institutional deposits accepted.
Offer: Minimum balance to open and earn APY is $500.
3.84% interest rate · Effective Mar 30, 2026
Rate checked
More details - Farmers BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Substantial penalty is imposed on early withdrawals. APY assumes interest will remain on deposit until maturity.
Offer: Includes Accumulator.
3.84% interest rate · Effective Oct 16, 2026
Rate checked
More details - Financial Horizons Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Certificate terms range from 3 months to 5 years. Dividends can either be paid monthly, or compounded monthly and paid at maturity. Early withdrawal of funds may result in loss of interest income.
3.83% interest rate · Compounded monthly · Effective Sep 4, 2026
Rate checked
More details - Philadelphia Federal Credit UnionSavings CertificatesCD · 6 months · $250 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Early withdrawal of funds results in loss of dividend earnings; penalty of 90 days dividends on certificates of less than one year, and 180 days dividends on certificates of one year or more.
3.83% interest rate
Rate checked
More details - Murphy BankFixed Rate Certificates of Deposit (CD)CD · 6 months · $1,000 min · 3.35%–3.90% by balance
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Substantial penalty for early withdrawal before maturity date. Loyal customer rate bonus: an extra 0.10% over the rate shown is paid on all fixed rate certificate accounts renewing (not new accounts) that have been open for a consecutive period of one year or longer. Customer receives interest rate shown if interest is withdrawn monthly or transferred; APY earned if funds remain on deposit to maturity with no interest withdrawn.
3.30% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Fixed Rate Certificates of Deposit (CD) Balance APY $1,000 – $9,999 3.35% $10,000 and upYour amount 3.90% Rate checked
More details - Hocking Valley BankCertificates of DepositsCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Penalty imposed for early withdrawal. Rates subject to change. Interest compounds monthly. Fees may reduce earnings. Renewable. APYs reflect interest compounded and credited monthly, remaining until maturity. Quarterly, semi-annual, and annual compounding available upon request with mandatory interest payouts.
Offer: 182 Days / 6-month CD. Interest compounds monthly. Renewable. Early withdrawal penalty applies.
3.83% interest rate · Effective Oct 16, 2026
Rate checked
More details - Ixonia BankCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Early withdrawal may be subject to penalty. Fees may reduce earnings.
Offer: Minimum balance to open/obtain the APY.
3.84% interest rate
Rate checked
More details - Pathway BankCD (Certificate of Deposit)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Interest compounded quarterly unless otherwise stated. Substantial Penalty for Early Withdrawal. Fees could reduce the earnings on the account. Rate and APY are fixed for the term of the CD.
Offer: Minimum deposit to open and earn APY is $1,000.00.
3.84% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Embers Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Dividends are paid monthly directly into the certificate account. Minimum deposit of $1,000 required to open. Early withdrawal penalty may be up to half of the dividends that would be earned over the full term.
Offer: Dividends are paid monthly.
Rate checked
More details - Needham BankPersonal Certificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,0003.83% interest rate · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank