Bank · FDIC insured
Pathway Bank CD Rates
Pathway Bank’s best CD rate is 4.15% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Pathway Bank’s CD rates compare
Compared with banks and credit unions near Grand Island, NE, where Pathway Bank has the most branches. $10,000, best rate first.
This bank’s best
Pathway Bank
4.15%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $415
CD (Certificate of Deposit)
Top rate
Union Bank & Trust
4.40%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $899
2nd-highest rate
Cornerstone Bank
4.35%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $547
Pathway Bank CD score
89
CD score
Higher than 86% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pathway Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD (Certificate of Deposit)
Up to 4.15%APY · 9 terms
Interest compounded quarterly unless otherwise stated. Substantial Penalty for Early Withdrawal. Fees could reduce the earnings on the account. Rate and APY are fixed for the term of the CD.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum deposit to open and earn APY is $1,000.00 | 3.90% | $96 |
| 6 monthsMinimum deposit to open and earn APY is $1,000.00 | 3.90% | $193 |
| 12 monthsMinimum deposit to open and earn APY is $1,000.00 | 4.15% | $415 |
| 18 monthsMinimum deposit to open and earn APY is $1,000.00 | 4.10% | $621 |
| 24 monthsMinimum deposit to open and earn APY is $1,000.00 | 4.05% | $826 |
| 30 monthsMinimum deposit to open and earn APY is $1,000.00 | 3.50% | $898 |
| 36 monthsMinimum deposit to open and earn APY is $1,000.00 | 3.50% | $1,087 |
| 48 monthsMinimum deposit to open and earn APY is $1,000.00 | 3.50% | $1,475 |
| 60 monthsMinimum deposit to open and earn APY is $1,000.00 | 3.50% | $1,877 |
Sources (1)
- pathwaybank.com/cds-iras-hsas · captured Oct 16, 2026
Special-purpose accounts
IRA (Individual Retirement Account)
Up to 4.15%APY · 4 terms
Types of IRA Plans Offered: Traditional, ROTH, SEP, Simple, Coverdell Education Savings Account (CESA), Keogh. Interest compounded quarterly unless otherwise stated. Substantial Penalty for Early Withdrawal. Fees could reduce the earnings on the account. Rate and APY are fixed for the term of the CD.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum deposit to open and earn APY is $1,000.00 | 4.15% | $415 |
| 24 monthsMinimum deposit to open and earn APY is $1,000.00 | 4.05% | $826 |
| 36 monthsMinimum deposit to open and earn APY is $1,000.00 | 3.50% | $1,087 |
| 48 monthsMinimum deposit to open and earn APY is $1,000.00 | 3.50% | $1,475 |
Sources (1)
- pathwaybank.com/cds-iras-hsas · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.