Bank · FDIC insured
Armstrong County Building and Loan
A $95.1M bank headquartered in Ford City, PA, with 1 branch in Pennsylvania. Best rates: CDs 4.10% and savings 0.75% APY.
Armstrong County Building and Loan Carrot Score
82
Carrot Score
Higher than 61% of U.S. banks and credit unions
#24 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Armstrong County Building and Loan
Armstrong County Building and Loan Association is based in Ford City, Pennsylvania, and serves Armstrong County and surrounding counties.
Operating since 1925, ACBLA functions as a community savings and loan association dedicated to supporting its local community.
- Headquarters
- 935 5th Ave, Ford City, PA 16226
- FDIC certificate
- 29471 ↗
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Armstrong County Building and Loan AssociationMain office935 5th Ave, Ford City, PA 16226Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.50% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 1.09% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.27% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $80 | $67 | — |
- CapitalLeverage ratio12.50%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent1.09%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.27%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$80Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Armstrong County Building and Loan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.